Consult comp w/report rfrd material at indian river hospital

1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.79 with OPTUM vs $393.90 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid $56.79
Molina Florida Kidcare $59.78
SUNSHINE HEALTH Managed Medicaid $59.78
Wellcare Managed Medicaid $59.78
AMERIHEALTH Managed Medicaid $59.78
Carelon BH Strategies Managed Medicaid $59.78
Medicaid Managed Medicaid $59.78
MOLINA Florida KidCare $59.78
MOLINA Managed Medicaid $62.77
AETNA Managed Medicaid/CHIP $65.76
Independent Living Systems Managed Medicaid $71.74
Freedom Health MEDICARE ADVANTAGE $172.01
BLUE CROSS Medicare Advantage HMO $172.01
BLUE CROSS Medicare Advantage PPO $172.01
Carelon BH Strategies MEDICARE ADVANTAGE $172.01
Careplus MEDICARE ADVANTAGE $172.01
HUMANA Medicare Advantage HMO $172.01
UNITED MEDICARE ADVANTAGE $172.01
WellMed MEDICARE ADVANTAGE $177.91
Wellcare MEDICARE ADVANTAGE $177.91
AETNA MEDICARE ADVANTAGE $177.91
AVMED MEDICARE ADVANTAGE $178.89
Independent Living Systems MEDICARE ADVANTAGE $180.61
DEVOTED HEALTH Medicare Advantage HMO $195.71
AVMED EXCHANGE $270.05
AVMED Select $302.73
AVMED BROAD $393.90

Visitor-reported prices

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Consult comp w/report rfrd material at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $718.66 $169.02 – $296.94
AdventHealth New Smyrna Beach New Smyrna Beach $298.31 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $996.14 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $796.90 $56.79 – $613.00
martin north hospital Stuart $187.85 $49.47 – $216.75
Baptist Hospital MIAMI $590.85 $4.94 – $605.70
Bethesda Hospital East BOYNTON BEACH $590.85 $43.97 – $605.70
Boca Raton Regional Hospital BOCA RATON $794.95 $150.12 – $272.30

All Florida hospitals for this procedure →