Surgical pathology level 5 gross & microscopic examination at Mariners Hospital

91500 OVERSEAS HIGHWAY, TAVERNIER, FL · Baptist Health South Florida · · NPI 1518941806

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$769.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.47 with BLUE CROSS vs $442.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $76.47 ↓ -90%
BLUE CROSS BCBS MEDICARE PPO $92.82 ↓ -88%
MEDICARE SIMPLYHLTH MC HMO NC $92.82 ↓ -88%
LEON MEDICAL LEON HEALTH MC HMO $92.82 ↓ -88%
LEON MEDICAL LEON MED MC HMO NC $92.82 ↓ -88%
MEDICA HEALTH PLAN MEDICA MCR HMO $92.82 ↓ -88%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $92.82 ↓ -88%
UNITED HEALTHCARE UNITED HLTH MC HMO $92.82 ↓ -88%
UNITED HEALTHCARE UNITED HEALTHY KIDS $98.66 ↓ -87%
AMERIGROUP AMERIGROUP $98.66 ↓ -87%
MEDICAID SIMPLYHLTH MD HMO NC $98.66 ↓ -87%
UNITED HEALTHCARE UNITED MD HMO $98.66 ↓ -87%
HUMANA CAREPLUS MC HMO $101.17 ↓ -87%
HUMANA HUMANA MEDICARE $101.17 ↓ -87%
AETNA AETNA MEDICARE $101.66 ↓ -87%
AVMED AVMED MEDICARE $102.10 ↓ -87%
WELLCARE WELL CARE MD HMONC $103.59 ↓ -87%
SUNSHINE STATE SUNSHINE ST MD HMONC $104.58 ↓ -86%
CIGNA CIGNA MEDICARE ADVANTAGE $105.81 ↓ -86%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $106.55 ↓ -86%
VISTA COVENTRY MEDICAID $106.55 ↓ -86%
AETNA AETNA BETTER HEALTH MEDICAID $106.55 ↓ -86%
MEDICAID PRESTIGE MD HMO NC $108.53 ↓ -86%
MEDICARE MANAGED CARE PROMINENCE $119.74 ↓ -84%
MEDICARE DEVOTED HEALTH MC HMO $125.31 ↓ -84%
NON CONTRACTED OSCAR HEALTH EXCHANGE $162.21 ↓ -79%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $284.65 ↓ -63%
INTERNATIONAL INTERNATIONAL AETNA $287.30 ↓ -63%
AVMED AVMED ENTRUST $304.10 ↓ -60%
AETNA AETNA HMO EXCHANGE $313.82 ↓ -59%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $313.82 ↓ -59%
BLUE CROSS BLUE SELECT $331.50 ↓ -57%
AMERIHEALTH AMERIHTH CARITAS NXT EX $331.50 ↓ -57%
BLUE CROSS BLUE CARE HMO $331.50 ↓ -57%
DIMENSION HEALTH PLAN DIMENSION 2 $331.50 ↓ -57%
BLUE CROSS BCBS PPC CAH $331.50 ↓ -57%
UNITED HEALTHCARE UNITED HMO $353.60 ↓ -54%
UNITED HEALTHCARE INTL UNITED HEALTH $353.60 ↓ -54%
AETNA AETNA PPO $353.60 ↓ -54%
AETNA AETNA TIER 2 $353.60 ↓ -54%
AETNA AETNA HMO $353.60 ↓ -54%
CIGNA CIGNA HMO $353.60 ↓ -54%
CIGNA CIGNA PPO $353.60 ↓ -54%
AETNA AETNA CATASTROPHIC $353.60 ↓ -54%
UNITED HEALTHCARE NHP HMO $353.60 ↓ -54%
UNITED HEALTHCARE UNITED PPO $353.60 ↓ -54%
AVMED AVMED INDIVIDUAL $366.86 ↓ -52%
AVMED AVMED PPO $366.86 ↓ -52%
AVMED AVMED HMO $366.86 ↓ -52%
PHCS PHCS $397.80 ↓ -48%
QUALITY HEALTH MULTIPLAN $397.80 ↓ -48%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $397.80 ↓ -48%
AFFORDABLE AFFORDABLE PPO $397.80 ↓ -48%
BLUE CROSS BCBS PHS CAH $397.80 ↓ -48%
BLUE CROSS BLUE CROSS $442.00 ↓ -43%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $442.00 ↓ -43%
BLUE CROSS BCBS NETWORKBLUE $442.00 ↓ -43%

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Surgical pathology level 5 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $713.38 $355.60 – $624.74
Adventhealth Lake Wales Lake Wales $915.98 $374.32 – $830.99
Adventhealth Palm Coast Parkway Palm Coast $717.11 $355.60 – $799.51
Adventhealth Tampa Tampa $1,494.75 $374.32 – $830.99
AdventHealth New Smyrna Beach New Smyrna Beach $616.32 $355.60 – $817.70
Adventhealth Port Charlotte Port Charlotte $1,434.09 $374.32 – $683.50
cleveland clinic florida weston hospital Weston $444.60 $47.77 – $684.00
martin north hospital Stuart $445.25 $99.69 – $684.00

All Florida hospitals for this procedure →