Specimen fat stain at Mariners Hospital

91500 OVERSEAS HIGHWAY, TAVERNIER, FL · Baptist Health South Florida · · NPI 1518941806

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$77.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$119.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.50 with MEDICAID vs $119.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAID SIMPLYHLTH MD HMO NC $2.50 ↓ -97%
AMERIGROUP AMERIGROUP $2.50 ↓ -97%
UNITED HEALTHCARE UNITED MD HMO $2.50 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHY KIDS $2.50 ↓ -97%
WELLCARE WELL CARE MD HMONC $2.63 ↓ -97%
SUNSHINE STATE SUNSHINE ST MD HMONC $2.65 ↓ -97%
AETNA AETNA BETTER HEALTH MEDICAID $2.70 ↓ -97%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $2.70 ↓ -97%
VISTA COVENTRY MEDICAID $2.70 ↓ -97%
MEDICAID PRESTIGE MD HMO NC $2.75 ↓ -96%
BLUE CROSS MY BLUE EX $20.59 ↓ -73%
MEDICARE SIMPLYHLTH MC HMO NC $24.99 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $24.99 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $24.99 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $24.99 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $24.99 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $24.99 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $24.99 ↓ -68%
HUMANA HUMANA MEDICARE $27.24 ↓ -65%
HUMANA CAREPLUS MC HMO $27.24 ↓ -65%
AETNA AETNA MEDICARE $27.37 ↓ -65%
AVMED AVMED MEDICARE $27.49 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $28.49 ↓ -63%
MEDICARE MANAGED CARE PROMINENCE $32.24 ↓ -58%
MEDICARE DEVOTED HEALTH MC HMO $33.74 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $43.67 ↓ -44%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $76.64 ↓ -1%
INTERNATIONAL INTERNATIONAL AETNA $77.35 ↑ +0%
AVMED AVMED ENTRUST $81.87 ↑ +6%
AETNA AETNA HMO EXCHANGE $84.49 ↑ +9%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $84.49 ↑ +9%
BLUE CROSS BLUE SELECT $89.25 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $89.25 ↑ +15%
BLUE CROSS BLUE CARE HMO $89.25 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $89.25 ↑ +15%
BLUE CROSS BCBS PPC CAH $89.25 ↑ +15%
UNITED HEALTHCARE UNITED HMO $95.20 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $95.20 ↑ +23%
AETNA AETNA PPO $95.20 ↑ +23%
AETNA AETNA TIER 2 $95.20 ↑ +23%
AETNA AETNA HMO $95.20 ↑ +23%
CIGNA CIGNA HMO $95.20 ↑ +23%
CIGNA CIGNA PPO $95.20 ↑ +23%
AETNA AETNA CATASTROPHIC $95.20 ↑ +23%
UNITED HEALTHCARE NHP HMO $95.20 ↑ +23%
UNITED HEALTHCARE UNITED PPO $95.20 ↑ +23%
AVMED AVMED INDIVIDUAL $98.77 ↑ +28%
AVMED AVMED PPO $98.77 ↑ +28%
AVMED AVMED HMO $98.77 ↑ +28%
PHCS PHCS $107.10 ↑ +38%
QUALITY HEALTH MULTIPLAN $107.10 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $107.10 ↑ +38%
AFFORDABLE AFFORDABLE PPO $107.10 ↑ +38%
BLUE CROSS BCBS PHS CAH $107.10 ↑ +38%
BLUE CROSS BLUE CROSS $119.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $119.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $119.00 ↑ +54%

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Specimen fat stain at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $164.00 $4.70 – $93.14
cleveland clinic florida weston hospital Weston $7.15 $2.34 – $9.35
martin north hospital Stuart $7.15 $2.46 – $8.66
Baptist Hospital MIAMI $77.35 $0.54 – $107.10
Bethesda Hospital East BOYNTON BEACH $77.35 $2.58 – $107.10
Boca Raton Regional Hospital BOCA RATON $65.65 $5.88 – $40.49
Doctors Hospital CORAL GABLES $77.35 $2.50 – $107.10
Baptist Health Hospital Doral SOUTH MIAMI $77.35 $2.50 – $107.10

All Florida hospitals for this procedure →