Compatibility test incubate at Mariners Hospital

91500 OVERSEAS HIGHWAY, TAVERNIER, FL · Baptist Health South Florida · · NPI 1518941806

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$74.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.72 with BLUE CROSS vs $114.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $19.72 ↓ -73%
LEON MEDICAL LEON HEALTH MC HMO $23.94 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $23.94 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $23.94 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $23.94 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $23.94 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $23.94 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $23.94 ↓ -68%
HUMANA CAREPLUS MC HMO $26.09 ↓ -65%
HUMANA HUMANA MEDICARE $26.09 ↓ -65%
AETNA AETNA MEDICARE $26.22 ↓ -65%
AVMED AVMED MEDICARE $26.33 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $27.29 ↓ -63%
MEDICARE MANAGED CARE PROMINENCE $30.88 ↓ -58%
MEDICARE DEVOTED HEALTH MC HMO $32.32 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $41.84 ↓ -44%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $73.42 ↓ -1%
INTERNATIONAL INTERNATIONAL AETNA $74.10 ↑ +0%
AVMED AVMED ENTRUST $78.43 ↑ +6%
AETNA AETNA HMO EXCHANGE $80.94 ↑ +9%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $80.94 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHY KIDS $83.13 ↑ +12%
AMERIGROUP AMERIGROUP $83.13 ↑ +12%
MEDICAID SIMPLYHLTH MD HMO NC $83.13 ↑ +12%
UNITED HEALTHCARE UNITED MD HMO $83.13 ↑ +12%
BLUE CROSS BLUE CARE HMO $85.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $85.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $85.50 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $85.50 ↑ +15%
BLUE CROSS BLUE SELECT $85.50 ↑ +15%
WELLCARE WELL CARE MD HMONC $87.28 ↑ +18%
SUNSHINE STATE SUNSHINE ST MD HMONC $88.11 ↑ +19%
VISTA COVENTRY MEDICAID $89.78 ↑ +21%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $89.78 ↑ +21%
AETNA AETNA BETTER HEALTH MEDICAID $89.78 ↑ +21%
UNITED HEALTHCARE UNITED PPO $91.20 ↑ +23%
AETNA AETNA TIER 2 $91.20 ↑ +23%
AETNA AETNA PPO $91.20 ↑ +23%
AETNA AETNA HMO $91.20 ↑ +23%
AETNA AETNA CATASTROPHIC $91.20 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $91.20 ↑ +23%
UNITED HEALTHCARE NHP HMO $91.20 ↑ +23%
CIGNA CIGNA PPO $91.20 ↑ +23%
UNITED HEALTHCARE UNITED HMO $91.20 ↑ +23%
CIGNA CIGNA HMO $91.20 ↑ +23%
MEDICAID PRESTIGE MD HMO NC $91.44 ↑ +23%
AVMED AVMED PPO $94.62 ↑ +28%
AVMED AVMED HMO $94.62 ↑ +28%
AVMED AVMED INDIVIDUAL $94.62 ↑ +28%
QUALITY HEALTH MULTIPLAN $102.60 ↑ +38%
AFFORDABLE AFFORDABLE PPO $102.60 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $102.60 ↑ +38%
BLUE CROSS BCBS PHS CAH $102.60 ↑ +38%
PHCS PHCS $102.60 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $114.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $114.00 ↑ +54%
BLUE CROSS BLUE CROSS $114.00 ↑ +54%

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Compatibility test incubate at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $251.55 $46.62 – $195.71
martin north hospital Stuart $251.55 $47.83 – $195.71
indian river hospital Vero Beach $120.90 $39.78 – $195.71
Baptist Hospital MIAMI $74.10 $19.72 – $199.26
Bethesda Hospital East BOYNTON BEACH $74.10 $22.91 – $185.03
Doctors Hospital CORAL GABLES $74.10 $19.95 – $199.26
Baptist Health Hospital Doral SOUTH MIAMI $74.10 $19.84 – $195.71

All Florida hospitals for this procedure →