#cf-97variants at Mariners Hospital

91500 OVERSEAS HIGHWAY, TAVERNIER, FL · Baptist Health South Florida · · NPI 1518941806

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$455.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$700.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.10 with BLUE CROSS vs $700.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $121.10 ↓ -73%
BLUE CROSS BCBS MEDICARE PPO $147.00 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $147.00 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $147.00 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $147.00 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $147.00 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $147.00 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $147.00 ↓ -68%
HUMANA CAREPLUS MC HMO $160.23 ↓ -65%
HUMANA HUMANA MEDICARE $160.23 ↓ -65%
AETNA AETNA MEDICARE $161.00 ↓ -65%
AVMED AVMED MEDICARE $161.70 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $167.58 ↓ -63%
UNITED HEALTHCARE UNITED MD HMO $180.89 ↓ -60%
AMERIGROUP AMERIGROUP $180.89 ↓ -60%
MEDICAID SIMPLYHLTH MD HMO NC $180.89 ↓ -60%
UNITED HEALTHCARE UNITED HEALTHY KIDS $180.89 ↓ -60%
MEDICARE MANAGED CARE PROMINENCE $189.63 ↓ -58%
WELLCARE WELL CARE MD HMONC $189.93 ↓ -58%
SUNSHINE STATE SUNSHINE ST MD HMONC $191.74 ↓ -58%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $195.36 ↓ -57%
AETNA AETNA BETTER HEALTH MEDICAID $195.36 ↓ -57%
VISTA COVENTRY MEDICAID $195.36 ↓ -57%
MEDICARE DEVOTED HEALTH MC HMO $198.45 ↓ -56%
MEDICAID PRESTIGE MD HMO NC $198.98 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $256.90 ↓ -44%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $450.80 ↓ -1%
INTERNATIONAL INTERNATIONAL AETNA $455.00 ↑ +0%
AVMED AVMED ENTRUST $481.60 ↑ +6%
AETNA AETNA HMO EXCHANGE $497.00 ↑ +9%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $497.00 ↑ +9%
BLUE CROSS BLUE SELECT $525.00 ↑ +15%
BLUE CROSS BLUE CARE HMO $525.00 ↑ +15%
BLUE CROSS BCBS PPC CAH $525.00 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $525.00 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $525.00 ↑ +15%
AETNA AETNA TIER 2 $560.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $560.00 ↑ +23%
AETNA AETNA CATASTROPHIC $560.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $560.00 ↑ +23%
AETNA AETNA HMO $560.00 ↑ +23%
UNITED HEALTHCARE UNITED HMO $560.00 ↑ +23%
CIGNA CIGNA HMO $560.00 ↑ +23%
CIGNA CIGNA PPO $560.00 ↑ +23%
AETNA AETNA PPO $560.00 ↑ +23%
UNITED HEALTHCARE NHP HMO $560.00 ↑ +23%
AVMED AVMED PPO $581.00 ↑ +28%
AVMED AVMED HMO $581.00 ↑ +28%
AVMED AVMED INDIVIDUAL $581.00 ↑ +28%
QUALITY HEALTH MULTIPLAN $630.00 ↑ +38%
AFFORDABLE AFFORDABLE PPO $630.00 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $630.00 ↑ +38%
BLUE CROSS BCBS PHS CAH $630.00 ↑ +38%
PHCS PHCS $630.00 ↑ +38%
BLUE CROSS BLUE CROSS $700.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $700.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $700.00 ↑ +54%

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#cf-97variants at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,691.38 $528.77 – $928.97
Adventhealth Palm Coast Parkway Palm Coast $1,580.47 $528.77 – $1,188.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,194.28 $528.77 – $1,215.89
Adventhealth Port Charlotte Port Charlotte $3,717.42 $556.60 – $1,016.35
cleveland clinic florida weston hospital Weston $518.70 $170.10 – $681.00
martin north hospital Stuart $518.70 $163.20 – $612.26
indian river hospital Vero Beach $375.05 $135.02 – $612.26
Baptist Hospital MIAMI $455.00 $121.10 – $630.00

All Florida hospitals for this procedure →