X-ray male genital tract at Adventhealth Waterman

1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$249.17 with Health First Health Plans vs $620.34 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health First Health Plans Medicare Managed Care - Hmo $249.17
Humana Medicare Managed Care - Hmo/Ppo $252.90
Bcbs Medicare Managed Care - Hmo $256.64
Freedom Health Medicare Managed Care - Hmo $261.63
Simply Healthcare Medicare Managed Care - Hmo $264.12
Aetna Medicare Managed Care - Hmo/Ppo $266.61
Aetna Qhp Exchange $348.87
Adventhealth Amps Hmo $436.08
Cigna Surefit Epo $449.63
Oscar Individual Epo $502.77
Aetna Hmo/Ppo $579.02
Unitedhealthcare Nexus Hmo $580.78
Unitedhealthcare Neighborhood Health Partnership (Nhp) Hmo $580.78
Unitedhealthcare Compass Exchange $580.78
Unitedhealthcare Hmo/Ppo $580.78
Cigna Hmo/Ppo $620.34
Cigna Castcare Disney Hmo $620.34

Visitor-reported prices

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X-ray male genital tract at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $1,355.25 $71.29 – $1,772.25
Adventhealth Daytona Beach Daytona Beach not published $236.71 – $452.38
Adventhealth Lake Wales Lake Wales not published $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast not published $236.71 – $615.11
Adventhealth Tampa Tampa not published $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach not published $236.71 – $590.69
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $517.79 – $1,337.23
Adventhealth Port Charlotte Port Charlotte not published $249.17 – $454.98

All Florida hospitals for this procedure →