X-ray exam si joints at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
$540.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$540.88
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.67 with Aetna vs $286.15 with Unitedhealthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Qhp Exchange | $77.67 | ↓ -86% |
| Adventhealth | Amps Hmo | $97.09 | ↓ -82% |
| Cigna | Surefit Epo | $100.10 | ↓ -81% |
| Health First Health Plans | Medicare Managed Care - Hmo | $109.17 | ↓ -80% |
| Humana | Medicare Managed Care - Hmo/Ppo | $110.81 | ↓ -80% |
| Bcbs | Medicare Managed Care - Hmo | $112.45 | ↓ -79% |
| Freedom Health | Medicare Managed Care - Hmo | $114.63 | ↓ -79% |
| Simply Healthcare | Medicare Managed Care - Hmo | $115.73 | ↓ -79% |
| Aetna | Medicare Managed Care - Hmo/Ppo | $116.82 | ↓ -78% |
| Aetna | Hmo/Ppo | $128.91 | ↓ -76% |
| Cigna | Castcare Disney Hmo | $138.10 | ↓ -74% |
| Cigna | Hmo/Ppo | $138.10 | ↓ -74% |
| Oscar | Individual Epo | $220.29 | ↓ -59% |
| Unitedhealthcare | Nexus Hmo | $286.15 | ↓ -47% |
| Unitedhealthcare | Neighborhood Health Partnership (Nhp) Hmo | $286.15 | ↓ -47% |
| Unitedhealthcare | Compass Exchange | $286.15 | ↓ -47% |
| Unitedhealthcare | Hmo/Ppo | $286.15 | ↓ -47% |
Visitor-reported prices
Comments
X-ray exam si joints at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $383.76 | $94.39 – $182.21 |
| Adventhealth Lake Wales | Lake Wales | $812.84 | $77.67 – $242.37 |
| Adventhealth Palm Coast Parkway | Palm Coast | $398.92 | $85.22 – $286.15 |
| Adventhealth Tampa | Tampa | $664.50 | $76.59 – $242.37 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $462.68 | $103.72 – $238.49 |
| Adventhealth Port Charlotte | Port Charlotte | $1,045.11 | $80.04 – $199.35 |
| cleveland clinic florida weston hospital | Weston | $645.45 | $7.25 – $780.30 |
| martin north hospital | Stuart | $645.45 | $6.48 – $459.00 |