Rmvl perm pm pulse gen at Adventhealth Waterman

1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$4,268.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,268.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,641.82 with Health First Health Plans vs $17,437.46 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health First Health Plans Medicare Managed Care - Hmo $8,641.82 ↑ +102%
Humana Medicare Managed Care - Hmo/Ppo $8,771.44 ↑ +105%
Bcbs Medicare Managed Care - Hmo $8,901.07 ↑ +109%
Freedom Health Medicare Managed Care - Hmo $9,073.91 ↑ +113%
Simply Healthcare Medicare Managed Care - Hmo $9,160.32 ↑ +115%
Aetna Medicare Managed Care - Hmo/Ppo $9,246.74 ↑ +117%
Oscar Individual Epo $17,437.46 ↑ +308%

Visitor-reported prices

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Rmvl perm pm pulse gen at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $20,060.93 $8,209.72 – $14,423.19
Adventhealth Tampa Tampa $9,025.40 $537.00 – $19,184.83
AdventHealth New Smyrna Beach New Smyrna Beach $5,767.14 $8,209.72 – $18,878.05
Adventhealth Port Charlotte Port Charlotte $8,574.13 $8,641.82 – $15,779.96
cleveland clinic florida weston hospital Weston $38,664.60 $159.00 – $50,561.40
martin north hospital Stuart $38,664.60 $177.20 – $29,742.00
indian river hospital Vero Beach $38,664.60 $159.00 – $47,587.20
Baptist Hospital MIAMI $14,482.00 $173.17 – $20,052.00

All Florida hospitals for this procedure →