Debridement bone <= 20 sq cm at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
$4,666.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,666.12
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,724.73 with Health First Health Plans vs $3,480.16 with Oscar — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health First Health Plans | Medicare Managed Care - Hmo | $1,724.73 | ↓ -63% |
| Humana | Medicare Managed Care - Hmo/Ppo | $1,750.60 | ↓ -62% |
| Bcbs | Medicare Managed Care - Hmo | $1,776.47 | ↓ -62% |
| Freedom Health | Medicare Managed Care - Hmo | $1,810.96 | ↓ -61% |
| Simply Healthcare | Medicare Managed Care - Hmo | $1,828.21 | ↓ -61% |
| Aetna | Medicare Managed Care - Hmo/Ppo | $1,845.46 | ↓ -60% |
| Oscar | Individual Epo | $3,480.16 | ↓ -25% |
Visitor-reported prices
Comments
Debridement bone <= 20 sq cm at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $4,896.34 | $1,638.49 – $2,878.57 |
| Adventhealth Lake Wales | Lake Wales | $10,777.75 | $1,724.73 – $3,828.90 |
| Adventhealth Tampa | Tampa | $6,406.79 | $537.00 – $3,828.90 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,983.93 | $1,638.49 – $3,767.67 |
| Adventhealth Port Charlotte | Port Charlotte | $3,692.93 | $1,724.73 – $3,149.35 |
| cleveland clinic florida weston hospital | Weston | $3,949.40 | $110.39 – $5,164.60 |
| martin north hospital | Stuart | $3,949.40 | $186.02 – $3,038.00 |
| indian river hospital | Vero Beach | $3,949.40 | $110.39 – $4,860.80 |