Chromosome analysis 20-25 at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$173.17 with Health First Health Plans vs $349.42 with Oscar — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health First Health Plans | Medicare Managed Care - Hmo | $173.17 | — |
| Humana | Medicare Managed Care - Hmo/Ppo | $175.77 | — |
| Bcbs | Medicare Managed Care - Hmo | $178.37 | — |
| Freedom Health | Medicare Managed Care - Hmo | $181.83 | — |
| Simply Healthcare | Medicare Managed Care - Hmo | $183.56 | — |
| Aetna | Medicare Managed Care - Hmo/Ppo | $185.29 | — |
| Oscar | Individual Epo | $349.42 | — |
Visitor-reported prices
Comments
Chromosome analysis 20-25 at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $1,464.00 | $138.54 – $251.10 |
| HCA FLORIDA CAPITAL HOSPITAL | TALLAHASSEE | $235.20 | $156.96 – $294.39 |
| HCA FLORIDA NORTH FLORIDA HOSPITAL | NEWBERRY | $1,093.04 | $155.85 – $216.46 |
| HCA FLORIDA ORANGE PARK HOSPITAL | MIDDLEBURG | $1,508.76 | $138.54 – $251.10 |
| HCA FLORIDA WOODMONT HOSPITAL | TAMARAC | $2,580.00 | $171.44 – $251.10 |
| Adventhealth Daytona Beach | Daytona Beach | not published | $164.51 – $289.02 |
| Adventhealth Lake Wales | Lake Wales | not published | $173.17 – $384.44 |
| Adventhealth Palm Coast Parkway | Palm Coast | not published | $164.51 – $369.87 |