Cath left heart/lv gram at Adventhealth Waterman

1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$3,385.48 with Health First Health Plans vs $6,831.22 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health First Health Plans Medicare Managed Care - Hmo $3,385.48
Humana Medicare Managed Care - Hmo/Ppo $3,436.26
Bcbs Medicare Managed Care - Hmo $3,487.05
Freedom Health Medicare Managed Care - Hmo $3,554.76
Simply Healthcare Medicare Managed Care - Hmo $3,588.61
Aetna Medicare Managed Care - Hmo/Ppo $3,622.46
Oscar Individual Epo $6,831.22

Visitor-reported prices

visitor-reported
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Cath left heart/lv gram at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Lake Wales Lake Wales $17,137.72 $3,385.48 – $7,515.77
Adventhealth Palm Coast Parkway Palm Coast $16,269.10 $3,216.21 – $7,231.05
Adventhealth Tampa Tampa $29,195.99 $3,385.48 – $7,515.77
Adventhealth Port Charlotte Port Charlotte $27,736.19 $3,385.48 – $6,181.89
cleveland clinic florida weston hospital Weston $15,026.70 $459.61 – $19,650.30
martin north hospital Stuart $15,026.70 $655.16 – $11,559.00
indian river hospital Vero Beach $15,026.70 $459.61 – $18,494.40
Baptist Hospital MIAMI $13,518.05 $173.17 – $18,717.30

All Florida hospitals for this procedure →