Brain image 4+ views at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$567.01 with Health First Health Plans vs $1,283.99 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health First Health Plans | Medicare Managed Care - Hmo | $567.01 | — |
| Humana | Medicare Managed Care - Hmo/Ppo | $575.52 | — |
| Bcbs | Medicare Managed Care - Hmo | $584.02 | — |
| Freedom Health | Medicare Managed Care - Hmo | $595.36 | — |
| Simply Healthcare | Medicare Managed Care - Hmo | $601.03 | — |
| Aetna | Medicare Managed Care - Hmo/Ppo | $606.70 | — |
| Aetna | Qhp Exchange | $722.08 | — |
| Adventhealth | Amps Hmo | $902.60 | — |
| Cigna | Surefit Epo | $930.65 | — |
| Unitedhealthcare | Nexus Hmo | $1,132.70 | — |
| Unitedhealthcare | Neighborhood Health Partnership (Nhp) Hmo | $1,132.70 | — |
| Unitedhealthcare | Compass Exchange | $1,132.70 | — |
| Unitedhealthcare | Hmo/Ppo | $1,132.70 | — |
| Oscar | Individual Epo | $1,144.12 | — |
| Aetna | Hmo/Ppo | $1,198.45 | — |
| Cigna | Castcare Disney Hmo | $1,283.99 | — |
| Cigna | Hmo/Ppo | $1,283.99 | — |
Visitor-reported prices
Comments
Brain image 4+ views at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA FAWCETT HOSPITAL | FORT MYERS | $6,481.50 | $1,101.15 – $2,034.83 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $6,825.38 | $1,101.15 – $2,099.91 |
| HCA FLORIDA LARGO HOSPITAL | LARGO | $7,747.64 | $1,101.15 – $2,099.91 |
| HCA FLORIDA NORTH FLORIDA HOSPITAL | NEWBERRY | $3,167.93 | $1,101.15 – $2,252.85 |
| HCA FLORIDA ST. LUCIE HOSPITAL | STUART | $2,918.00 | $1,101.15 – $2,155.38 |
| HCA FLORIDA WOODMONT HOSPITAL | TAMARAC | $4,745.25 | $1,101.15 – $2,274.09 |
| Adventhealth Daytona Beach | Daytona Beach | not published | $538.66 – $946.34 |
| Adventhealth Lake Wales | Lake Wales | not published | $567.01 – $1,258.77 |