Artery x-rays spine at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
$9,645.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,645.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5,810.88 with Health First Health Plans vs $11,725.19 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health First Health Plans | Medicare Managed Care - Hmo | $5,810.88 | ↓ -40% |
| Humana | Medicare Managed Care - Hmo/Ppo | $5,898.04 | ↓ -39% |
| Bcbs | Medicare Managed Care - Hmo | $5,985.20 | ↓ -38% |
| Freedom Health | Medicare Managed Care - Hmo | $6,101.42 | ↓ -37% |
| Aetna | Qhp Exchange | $6,112.76 | ↓ -37% |
| Simply Healthcare | Medicare Managed Care - Hmo | $6,159.53 | ↓ -36% |
| Aetna | Medicare Managed Care - Hmo/Ppo | $6,217.64 | ↓ -36% |
| Adventhealth | Amps Hmo | $7,640.94 | ↓ -21% |
| Cigna | Surefit Epo | $7,878.36 | ↓ -18% |
| Aetna | Hmo/Ppo | $10,145.48 | ↑ +5% |
| Unitedhealthcare | Neighborhood Health Partnership (Nhp) Hmo | $10,662.40 | ↑ +11% |
| Unitedhealthcare | Compass Exchange | $10,662.40 | ↑ +11% |
| Unitedhealthcare | Nexus Hmo | $10,662.40 | ↑ +11% |
| Unitedhealthcare | Hmo/Ppo | $10,662.40 | ↑ +11% |
| Cigna | Hmo/Ppo | $10,869.54 | ↑ +13% |
| Cigna | Castcare Disney Hmo | $10,869.54 | ↑ +13% |
| Oscar | Individual Epo | $11,725.19 | ↑ +22% |
Visitor-reported prices
Comments
Artery x-rays spine at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $11,524.16 | $5,520.33 – $9,698.35 |
| Adventhealth Palm Coast Parkway | Palm Coast | $6,440.61 | $5,520.33 – $12,411.45 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $20,013.00 | $2,231.43 – $10,733.33 |
| Adventhealth Port Charlotte | Port Charlotte | $21,237.15 | $5,810.88 – $10,610.66 |
| cleveland clinic florida weston hospital | Weston | $30,872.40 | $89.93 – $39,630.40 |
| martin north hospital | Stuart | $30,305.60 | $80.46 – $23,312.00 |
| indian river hospital | Vero Beach | $30,305.60 | $93.13 – $37,299.20 |
| Baptist Hospital | MIAMI | $8,130.20 | $173.17 – $11,257.20 |