Artery x-rays lung at Adventhealth Waterman
1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571
$1,364.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,364.42
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,119.93 with Aetna vs $6,653.27 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Qhp Exchange | $1,119.93 | ↓ -18% |
| Adventhealth | Amps Hmo | $1,399.91 | ↑ +3% |
| Cigna | Surefit Epo | $1,443.41 | ↑ +6% |
| Aetna | Hmo/Ppo | $1,858.77 | ↑ +36% |
| Cigna | Castcare Disney Hmo | $1,991.43 | ↑ +46% |
| Cigna | Hmo/Ppo | $1,991.43 | ↑ +46% |
| Unitedhealthcare | Hmo/Ppo | $2,457.43 | ↑ +80% |
| Unitedhealthcare | Neighborhood Health Partnership (Nhp) Hmo | $2,457.43 | ↑ +80% |
| Unitedhealthcare | Compass Exchange | $2,457.43 | ↑ +80% |
| Unitedhealthcare | Nexus Hmo | $2,457.43 | ↑ +80% |
| Health First Health Plans | Medicare Managed Care - Hmo | $3,297.29 | ↑ +142% |
| Humana | Medicare Managed Care - Hmo/Ppo | $3,346.75 | ↑ +145% |
| Bcbs | Medicare Managed Care - Hmo | $3,396.21 | ↑ +149% |
| Freedom Health | Medicare Managed Care - Hmo | $3,462.16 | ↑ +154% |
| Simply Healthcare | Medicare Managed Care - Hmo | $3,495.13 | ↑ +156% |
| Aetna | Medicare Managed Care - Hmo/Ppo | $3,528.10 | ↑ +159% |
| Oscar | Individual Epo | $6,653.27 | ↑ +388% |
Visitor-reported prices
Comments
Artery x-rays lung at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Lake Wales | Lake Wales | $7,221.44 | $1,119.93 – $7,319.99 |
| Adventhealth Palm Coast Parkway | Palm Coast | $3,208.13 | $1,228.81 – $7,042.68 |
| Adventhealth Tampa | Tampa | $8,333.83 | $1,104.38 – $7,319.99 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $7,407.00 | $2,231.43 – $6,438.74 |
| Adventhealth Port Charlotte | Port Charlotte | $12,740.51 | $1,154.15 – $6,020.85 |
| cleveland clinic florida weston hospital | Weston | $17,972.50 | $47.59 – $23,075.80 |
| martin north hospital | Stuart | $17,646.20 | $42.58 – $13,574.00 |
| indian river hospital | Vero Beach | $17,646.20 | $42.15 – $21,718.40 |