Artery x-rays adrenal gland at Adventhealth Waterman

1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$10,153.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,153.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,531.43 with Unitedhealthcare vs $6,653.27 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare Hmo/Ppo $1,531.43 ↓ -85%
Unitedhealthcare Compass Exchange $1,531.43 ↓ -85%
Unitedhealthcare Neighborhood Health Partnership (Nhp) Hmo $1,531.43 ↓ -85%
Unitedhealthcare Nexus Hmo $1,531.43 ↓ -85%
Health First Health Plans Medicare Managed Care - Hmo $3,297.29 ↓ -68%
Humana Medicare Managed Care - Hmo/Ppo $3,346.75 ↓ -67%
Bcbs Medicare Managed Care - Hmo $3,396.21 ↓ -67%
Freedom Health Medicare Managed Care - Hmo $3,462.16 ↓ -66%
Aetna Qhp Exchange $3,489.25 ↓ -66%
Simply Healthcare Medicare Managed Care - Hmo $3,495.13 ↓ -66%
Aetna Medicare Managed Care - Hmo/Ppo $3,528.10 ↓ -65%
Adventhealth Amps Hmo $4,361.56 ↓ -57%
Cigna Surefit Epo $4,497.09 ↓ -56%
Aetna Hmo/Ppo $5,791.19 ↓ -43%
Cigna Castcare Disney Hmo $6,204.51 ↓ -39%
Cigna Hmo/Ppo $6,204.51 ↓ -39%
Oscar Individual Epo $6,653.27 ↓ -34%

Visitor-reported prices

visitor-reported
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Artery x-rays adrenal gland at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $16,944.00 $2,231.43 – $6,438.74
Adventhealth Port Charlotte Port Charlotte $3,185.02 $1,041.37 – $6,020.85
cleveland clinic florida weston hospital Weston $17,972.50 $47.45 – $23,075.80
martin north hospital Stuart $326.30 $42.46 – $3,627.02
indian river hospital Vero Beach $326.30 $43.45 – $3,627.02
Baptist Hospital MIAMI $4,189.25 $173.17 – $5,800.50
Bethesda Hospital East BOYNTON BEACH $4,189.25 $959.00 – $5,800.50
Boca Raton Regional Hospital BOCA RATON $5,883.15 $1,033.00 – $5,910.30

All Florida hospitals for this procedure →