Abd paracentesis/w/o image guide 49082 at Adventhealth Waterman

1000 Waterman Way, Tavares, FL · AdventHealth · · NPI 1821019571

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$2,191.56

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,191.56

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$947.15 with Health First Health Plans vs $1,911.15 with Oscar — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health First Health Plans Medicare Managed Care - Hmo $947.15 ↓ -57%
Humana Medicare Managed Care - Hmo/Ppo $961.35 ↓ -56%
Bcbs Medicare Managed Care - Hmo $975.56 ↓ -55%
Freedom Health Medicare Managed Care - Hmo $994.50 ↓ -55%
Simply Healthcare Medicare Managed Care - Hmo $1,003.97 ↓ -54%
Aetna Medicare Managed Care - Hmo/Ppo $1,013.45 ↓ -54%
Oscar Individual Epo $1,911.15 ↓ -13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Abd paracentesis/w/o image guide 49082 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,899.36 $899.79 – $1,580.79
Adventhealth Lake Wales Lake Wales $2,399.01 $947.15 – $2,102.66
Adventhealth Palm Coast Parkway Palm Coast $1,782.34 $899.79 – $2,023.01
Adventhealth Tampa Tampa $8,887.79 $947.15 – $2,102.66
AdventHealth New Smyrna Beach New Smyrna Beach $1,783.06 $899.79 – $2,069.04
Adventhealth Port Charlotte Port Charlotte $2,457.00 $947.15 – $1,729.49
cleveland clinic florida weston hospital Weston $3,504.15 $46.97 – $4,582.35
martin north hospital Stuart $3,504.15 $53.57 – $2,695.50

All Florida hospitals for this procedure →