St treatment speech individual at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$478.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$478.88

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.47 with AvMed vs $430.99 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $57.47 ↓ -88%
Simply Healthcare HIX $60.82 ↓ -87%
Humana TRICARE $71.36 ↓ -85%
Wellmed MGMCR $74.90 ↓ -84%
Veterans Evaluation Services MCR $74.90 ↓ -84%
Humana MGMCRHMO $74.90 ↓ -84%
Humana MGMCRPPO $74.90 ↓ -84%
VA Purchased Care Program LOGOV $74.90 ↓ -84%
NDMS Definitive Care MGMCR $74.90 ↓ -84%
Devoted Health MCR $74.90 ↓ -84%
United VACCN $74.90 ↓ -84%
BCBS MCRHMO $76.40 ↓ -84%
Freedom Optimum MCR $76.40 ↓ -84%
BCBS MCRPPO $76.40 ↓ -84%
United MCR $76.40 ↓ -84%
WellCare MCR $78.65 ↓ -84%
Sunshine State MCR $78.65 ↓ -84%
AvMed MGMCR $79.39 ↓ -83%
American Health Plan MCR $79.39 ↓ -83%
Florida Complete Care MCR $80.14 ↓ -83%
Cigna Healthspring MCR $80.14 ↓ -83%
Align Senior Care MGMCR $80.14 ↓ -83%
SECUR MGMCR $80.89 ↓ -83%
Gold Kidney of Florida MCR $81.64 ↓ -83%
Aetna MCR $82.39 ↓ -83%
Centurion GVT $82.39 ↓ -83%
Clear Spring Health MCR $82.39 ↓ -83%
United OptionsPPO $83.33 ↓ -83%
Cigna NBN $83.33 ↓ -83%
CorVel Corporation WORKERSCOMP $83.60 ↓ -83%
Prime Health WC $85.36 ↓ -82%
CarePlus MGMCR $85.39 ↓ -82%
Ultimate Health Plan MCR $86.14 ↓ -82%
Marion County Schools WC $88.00 ↓ -82%
Careworks (Rockport Community) WORKERSCOMP $88.00 ↓ -82%
Longevity Health Plan MCR $89.88 ↓ -81%
Molina Healthcare MGMCR $90.99 ↓ -81%
Humana HMO $95.78 ↓ -80%
Humana PPO $95.78 ↓ -80%
Evolutions TieredNetwork $110.14 ↓ -77%
Evolutions Healthcare COMM $110.14 ↓ -77%
AvMed HMOFI $114.93 ↓ -76%
Sunshine State Health Plan QHP $122.11 ↓ -75%
AvMed ASOEO $134.09 ↓ -72%
Aetna ASA $143.66 ↓ -70%
Molina Healthcare HIX $153.24 ↓ -68%
WellPath GVT $157.29 ↓ -67%
NaphCare PRISN $157.29 ↓ -67%
University MA Federal Corrections GVT $157.29 ↓ -67%
Cigna PPO $199.21 ↓ -58%
Cigna ManagedCareHMO $199.21 ↓ -58%
United GlobalBenefitPlan $215.50 ↓ -55%
Plotkin Health COMM $239.44 ↓ -50%
Prime Health Sheriff COMM $239.44 ↓ -50%
Prime Health Sheriff WORKERSCOMP $239.44 ↓ -50%
Multiplan Primary $373.53 ↓ -22%
PPO Next COMM $407.05 ↓ -15%
PPO Next PPO $407.05 ↓ -15%
NovaNet COMM $430.99 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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St treatment speech individual at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $262.73 $71.16 – $125.01
Adventhealth Lake Wales Lake Wales $510.48 $74.90 – $166.28
Adventhealth Palm Coast Parkway Palm Coast $273.43 not published
Adventhealth Tampa Tampa $417.93 $74.90 – $166.28
AdventHealth New Smyrna Beach New Smyrna Beach $298.86 $71.16 – $163.62
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $852.00 $59.92 – $89.88
Adventhealth Port Charlotte Port Charlotte $643.80 not published
cleveland clinic florida weston hospital Weston $384.15 $54.37 – $520.00

All Florida hospitals for this procedure →