Phys blood bank serv reactj at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$443.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$443.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.03 with BCBS vs $399.31 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MBN $47.03 ↓ -89%
BCBS BSL $47.03 ↓ -89%
BCBS SBN $47.03 ↓ -89%
AvMed HIX $53.24 ↓ -88%
Simply Healthcare HIX $56.35 ↓ -87%
BCBS HMO $63.00 ↓ -86%
Simply MGMCR $68.33 ↓ -85%
BCBS PPO $72.32 ↓ -84%
BCBS NWB $72.32 ↓ -84%
United OptionsPPO $77.20 ↓ -83%
Cigna NBN $77.20 ↓ -83%
CorVel Corporation WORKERSCOMP $82.42 ↓ -81%
Prime Health WC $84.16 ↓ -81%
Molina Healthcare MGMCR $84.30 ↓ -81%
Marion County Schools WC $86.76 ↓ -80%
Careworks (Rockport Community) WORKERSCOMP $86.76 ↓ -80%
Humana HMO $88.74 ↓ -80%
Humana PPO $88.74 ↓ -80%
Evolutions Healthcare COMM $102.05 ↓ -77%
Evolutions TieredNetwork $102.05 ↓ -77%
AvMed HMOFI $106.48 ↓ -76%
BCBS PHS $111.81 ↓ -75%
Sunshine State Health Plan QHP $113.14 ↓ -74%
AvMed ASOEO $124.23 ↓ -72%
Aetna ASA $133.10 ↓ -70%
Molina Healthcare HIX $141.98 ↓ -68%
United AllPayerAppendix $149.16 ↓ -66%
Cigna PPO $184.57 ↓ -58%
Cigna ManagedCareHMO $184.57 ↓ -58%
United GlobalBenefitPlan $199.66 ↓ -55%
Plotkin Health COMM $221.84 ↓ -50%
Prime Health Sheriff WORKERSCOMP $221.84 ↓ -50%
Prime Health Sheriff COMM $221.84 ↓ -50%
Multiplan Primary $346.07 ↓ -22%
PPO Next PPO $377.13 ↓ -15%
PPO Next COMM $377.13 ↓ -15%
NovaNet COMM $399.31 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Phys blood bank serv reactj at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $306.03 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $329.56 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $249.82 $169.02 – $388.65
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $134.00 $86.41 – $149.16
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $263.25 $56.79 – $405.00

All Florida hospitals for this procedure →