Mayo factor x at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$15.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15.93

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.91 with AvMed vs $98.33 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $1.91 ↓ -88%
Simply MGMCR $2.45 ↓ -85%
United OptionsPPO $2.77 ↓ -83%
Molina Healthcare MGMCR $3.03 ↓ -81%
Humana PPO $3.19 ↓ -80%
Humana HMO $3.19 ↓ -80%
Evolutions TieredNetwork $3.66 ↓ -77%
Evolutions Healthcare COMM $3.66 ↓ -77%
AvMed HMOFI $3.82 ↓ -76%
Sunshine State Health Plan QHP $4.06 ↓ -75%
AvMed ASOEO $4.46 ↓ -72%
Aetna ASA $4.78 ↓ -70%
Molina Healthcare HIX $5.10 ↓ -68%
United GlobalBenefitPlan $7.17 ↓ -55%
Prime Health Sheriff WORKERSCOMP $7.96 ↓ -50%
Prime Health Sheriff COMM $7.96 ↓ -50%
Plotkin Health COMM $7.96 ↓ -50%
Multiplan Primary $12.43 ↓ -22%
PPO Next PPO $13.54 ↓ -15%
PPO Next COMM $13.54 ↓ -15%
NovaNet COMM $14.34 ↓ -10%
Humana TRICARE $16.23 ↑ +2%
United AllPayerAppendix $17.90 ↑ +12%
Devoted Health MCR $17.90 ↑ +12%
NDMS Definitive Care MGMCR $17.90 ↑ +12%
Veterans Evaluation Services MCR $17.90 ↑ +12%
VA Purchased Care Program LOGOV $17.90 ↑ +12%
Humana MGMCRPPO $17.90 ↑ +12%
Humana MGMCRHMO $17.90 ↑ +12%
United VACCN $17.90 ↑ +12%
Wellmed MGMCR $17.90 ↑ +12%
United MCR $18.26 ↑ +15%
BCBS MCRHMO $18.26 ↑ +15%
BCBS MCRPPO $18.26 ↑ +15%
Freedom Optimum MCR $18.26 ↑ +15%
Sunshine State MCR $18.79 ↑ +18%
WellCare MCR $18.79 ↑ +18%
AvMed MGMCR $18.97 ↑ +19%
American Health Plan MCR $18.97 ↑ +19%
Cigna Healthspring MCR $19.15 ↑ +20%
Florida Complete Care MCR $19.15 ↑ +20%
Align Senior Care MGMCR $19.15 ↑ +20%
SECUR MGMCR $19.33 ↑ +21%
Gold Kidney of Florida MCR $19.51 ↑ +22%
Clear Spring Health MCR $19.69 ↑ +24%
Centurion GVT $19.69 ↑ +24%
Aetna MCR $19.69 ↑ +24%
CarePlus MGMCR $20.41 ↑ +28%
Ultimate Health Plan MCR $20.58 ↑ +29%
Longevity Health Plan MCR $21.48 ↑ +35%
Simply Healthcare HIX $22.38 ↑ +40%
NaphCare PRISN $37.59 ↑ +136%
University MA Federal Corrections GVT $37.59 ↑ +136%
WellPath GVT $37.59 ↑ +136%
CorVel Corporation WORKERSCOMP $93.41 ↑ +486%
Prime Health WC $95.38 ↑ +499%
Marion County Schools WC $98.33 ↑ +517%
Careworks (Rockport Community) WORKERSCOMP $98.33 ↑ +517%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Mayo factor x at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $71.84 $17.00 – $29.88
Adventhealth Palm Coast Parkway Palm Coast $7.94 $17.00 – $38.23
Adventhealth Tampa Tampa $179.91 $17.90 – $39.74
AdventHealth New Smyrna Beach New Smyrna Beach $61.92 $17.00 – $39.10
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $367.00 $14.32 – $100.00
Adventhealth Port Charlotte Port Charlotte $119.09 $17.90 – $32.69
cleveland clinic florida weston hospital Weston $87.10 $2.12 – $67.15
martin north hospital Stuart $87.10 $2.23 – $59.25

All Florida hospitals for this procedure →