Lev 3 hosp type b ed visit at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,389.29

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,389.29

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$589.74 with United vs $11,053.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United OptionsPPO $589.74 ↓ -83%
CorVel Corporation WORKERSCOMP $840.70 ↓ -75%
Prime Health WC $858.40 ↓ -75%
Marion County Schools WC $884.95 ↓ -74%
Careworks (Rockport Community) WORKERSCOMP $884.95 ↓ -74%
Molina Healthcare HIX $960.00 ↓ -72%
Aetna ASA $1,016.79 ↓ -70%
Sunshine State Health Plan QHP $1,507.00 ↓ -56%
United GlobalBenefitPlan $1,525.18 ↓ -55%
Simply Healthcare HIX $1,643.00 ↓ -52%
United AllPayerAppendix $1,688.00 ↓ -50%
Plotkin Health COMM $1,694.64 ↓ -50%
Prime Health Sheriff COMM $1,694.64 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,694.64 ↓ -50%
BCBS BSL $2,134.00 ↓ -37%
BCBS MBN $2,134.00 ↓ -37%
BCBS SBN $2,134.00 ↓ -37%
Evolutions Healthcare COMM $2,205.00 ↓ -35%
Evolutions TieredNetwork $2,315.00 ↓ -32%
AvMed HIX $2,530.00 ↓ -25%
Multiplan Primary $2,643.65 ↓ -22%
BCBS HMO $2,653.00 ↓ -22%
PPO Next COMM $2,880.90 ↓ -15%
PPO Next PPO $2,880.90 ↓ -15%
NovaNet COMM $3,050.36 ↓ -10%
BCBS NWB $3,055.00 ↓ -10%
BCBS PPO $3,055.00 ↓ -10%
Cigna NBN $4,622.00 ↑ +36%
BCBS PHS $4,756.00 ↑ +40%
AvMed HMOFI $5,018.00 ↑ +48%
AvMed ASOEO $5,510.00 ↑ +63%
Cigna ManagedCareHMO $11,053.00 ↑ +226%
Cigna PPO $11,053.00 ↑ +226%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lev 3 hosp type b ed visit at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BRANDON HOSPITAL TAMPA $2,695.00 $894.78 – $913.61
HCA FLORIDA CITRUS HOSPITAL Inverness $3,660.36 $832.59 – $850.12
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $4,121.26 $894.78 – $913.61
HCA FLORIDA NORTHWEST HOSPITAL MARGATE $992.00 $968.99 – $989.39
HCA FLORIDA OAK HILL HOSPITAL BROOKSVILLE $3,196.60 $894.78 – $913.61
HCA FLORIDA TRINITY HOSPITAL TRINITY $2,848.04 $894.78 – $913.61
UCF LAKE NONA HOSPITAL Orlando $784.38 $882.83 – $901.41
cleveland clinic florida weston hospital Weston not published $179.50 – $197.45

All Florida hospitals for this procedure →