Established Patient Office Visit (level 4) at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,711.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,711.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$84.55 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $84.55 ↓ -97%
Prime Health WC $86.33 ↓ -97%
Careworks (Rockport Community) WORKERSCOMP $89.00 ↓ -97%
Marion County Schools WC $89.00 ↓ -97%
Aetna MCR $159.98 ↓ -94%
BCBS MCRPPO $170.83 ↓ -94%
BCBS MCRHMO $171.37 ↓ -94%
BCBS MBN $287.43 ↓ -89%
BCBS SBN $287.43 ↓ -89%
BCBS BSL $287.43 ↓ -89%
BCBS HMO $385.05 ↓ -86%
Aetna QHP $395.90 ↓ -85%
Simply MGMCR $417.59 ↓ -85%
BCBS PPO $441.99 ↓ -84%
BCBS NWB $441.99 ↓ -84%
Cigna NBN $471.82 ↓ -83%
United OptionsPPO $471.82 ↓ -83%
Aetna PPO $485.38 ↓ -82%
Aetna HMO $485.38 ↓ -82%
Molina Healthcare MGMCR $515.21 ↓ -81%
Humana PPO $542.32 ↓ -80%
Humana HMO $542.32 ↓ -80%
BCBS PHS $683.33 ↓ -75%
Sunshine State Health Plan QHP $691.46 ↓ -75%
Aetna ASA $813.48 ↓ -70%
Molina Healthcare HIX $867.72 ↓ -68%
Cigna PPO $1,128.03 ↓ -58%
Cigna ManagedCareHMO $1,128.03 ↓ -58%
United GlobalBenefitPlan $1,220.22 ↓ -55%
Prime Health Sheriff COMM $1,355.81 ↓ -50%
Plotkin Health COMM $1,355.81 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,355.81 ↓ -50%
WellPath GVT $1,626.97 ↓ -40%
Multiplan Primary $2,115.06 ↓ -22%
PPO Next PPO $2,304.87 ↓ -15%
PPO Next COMM $2,304.87 ↓ -15%
NovaNet COMM $2,440.45 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +453%

Visitor-reported prices

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Established Patient Office Visit (level 4) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $428.75 not published
Adventhealth Lake Wales Lake Wales $650.55 not published
Adventhealth Palm Coast Parkway Palm Coast $747.19 not published
Adventhealth Tampa Tampa $639.64 not published
AdventHealth New Smyrna Beach New Smyrna Beach $524.29 not published
Adventhealth Port Charlotte Port Charlotte $984.78 not published
cleveland clinic florida weston hospital Weston $499.20 $39.31 – $384.00
martin north hospital Stuart $499.20 $48.67 – $175.50

All Florida hospitals for this procedure →