Established Patient Office Visit (level 2) at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$887.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$887.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.45 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $29.45 ↓ -97%
Prime Health WC $30.07 ↓ -97%
Careworks (Rockport Community) WORKERSCOMP $31.00 ↓ -97%
Marion County Schools WC $31.00 ↓ -97%
Aetna MCR $50.29 ↓ -94%
BCBS MCRPPO $53.70 ↓ -94%
BCBS MCRHMO $53.87 ↓ -94%
BCBS MBN $90.36 ↓ -90%
BCBS SBN $90.36 ↓ -90%
BCBS BSL $90.36 ↓ -90%
BCBS HMO $121.05 ↓ -86%
Aetna QHP $124.46 ↓ -86%
Simply MGMCR $131.28 ↓ -85%
BCBS PPO $138.95 ↓ -84%
BCBS NWB $138.95 ↓ -84%
Cigna NBN $148.33 ↓ -83%
United OptionsPPO $148.33 ↓ -83%
Aetna PPO $152.59 ↓ -83%
Aetna HMO $152.59 ↓ -83%
Molina Healthcare MGMCR $161.97 ↓ -82%
Humana PPO $170.49 ↓ -81%
Humana HMO $170.49 ↓ -81%
BCBS PHS $214.82 ↓ -76%
Sunshine State Health Plan QHP $217.37 ↓ -76%
Aetna ASA $255.74 ↓ -71%
Molina Healthcare HIX $272.78 ↓ -69%
Cigna PPO $354.62 ↓ -60%
Cigna ManagedCareHMO $354.62 ↓ -60%
United GlobalBenefitPlan $383.60 ↓ -57%
Prime Health Sheriff COMM $426.23 ↓ -52%
Plotkin Health COMM $426.23 ↓ -52%
Prime Health Sheriff WORKERSCOMP $426.23 ↓ -52%
WellPath GVT $511.47 ↓ -42%
Multiplan Primary $664.91 ↓ -25%
PPO Next PPO $724.58 ↓ -18%
PPO Next COMM $724.58 ↓ -18%
NovaNet COMM $767.21 ↓ -14%
American Health Plan MCR $15,000.00 ↑ +1590%

Visitor-reported prices

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Established Patient Office Visit (level 2) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $347.20 not published
Adventhealth Lake Wales Lake Wales $462.63 not published
Adventhealth Palm Coast Parkway Palm Coast $347.20 not published
Adventhealth Tampa Tampa $440.60 not published
AdventHealth New Smyrna Beach New Smyrna Beach $318.21 not published
Adventhealth Port Charlotte Port Charlotte $738.59 not published
cleveland clinic florida weston hospital Weston $182.00 $15.00 – $159.80
martin north hospital Stuart $182.00 $19.33 – $94.00

All Florida hospitals for this procedure →