Established Patient Office Visit (level 1) at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$144.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.55 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $8.55 ↓ -94%
BCBS MCRPPO $9.13 ↓ -94%
BCBS MCRHMO $9.15 ↓ -94%
BCBS MBN $15.35 ↓ -89%
BCBS SBN $15.35 ↓ -89%
BCBS BSL $15.35 ↓ -89%
CorVel Corporation WORKERSCOMP $18.05 ↓ -88%
Prime Health WC $18.43 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $19.00 ↓ -87%
Marion County Schools WC $19.00 ↓ -87%
BCBS HMO $20.57 ↓ -86%
Aetna QHP $21.15 ↓ -85%
Simply MGMCR $22.31 ↓ -85%
BCBS PPO $23.61 ↓ -84%
BCBS NWB $23.61 ↓ -84%
Cigna NBN $25.20 ↓ -83%
United OptionsPPO $25.20 ↓ -83%
Aetna PPO $25.93 ↓ -82%
Aetna HMO $25.93 ↓ -82%
Molina Healthcare MGMCR $27.52 ↓ -81%
Humana PPO $28.97 ↓ -80%
Humana HMO $28.97 ↓ -80%
BCBS PHS $36.50 ↓ -75%
Sunshine State Health Plan QHP $36.94 ↓ -74%
Aetna ASA $43.45 ↓ -70%
Molina Healthcare HIX $46.35 ↓ -68%
Cigna PPO $60.26 ↓ -58%
Cigna ManagedCareHMO $60.26 ↓ -58%
United GlobalBenefitPlan $65.18 ↓ -55%
Prime Health Sheriff COMM $72.42 ↓ -50%
Plotkin Health COMM $72.42 ↓ -50%
Prime Health Sheriff WORKERSCOMP $72.42 ↓ -50%
WellPath GVT $86.91 ↓ -40%
Multiplan Primary $112.98 ↓ -22%
PPO Next PPO $123.12 ↓ -15%
PPO Next COMM $123.12 ↓ -15%
NovaNet COMM $130.37 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +10256%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Established Patient Office Visit (level 1) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $265.94 not published
Adventhealth Lake Wales Lake Wales $543.34 not published
Adventhealth Palm Coast Parkway Palm Coast $360.17 not published
Adventhealth Tampa Tampa $313.58 not published
AdventHealth New Smyrna Beach New Smyrna Beach $197.87 not published
Adventhealth Port Charlotte Port Charlotte $584.72 not published
cleveland clinic florida weston hospital Weston $122.20 $5.59 – $159.80
martin north hospital Stuart $122.20 $6.99 – $94.00

All Florida hospitals for this procedure →