Coombs direct at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with AvMed vs $26.99 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $3.00
Simply MGMCR $3.85
United OptionsPPO $4.35
Molina Healthcare MGMCR $4.75
Humana HMO $5.00
Humana PPO $5.00
Veterans Evaluation Services MCR $5.39
United VACCN $5.39
VA Purchased Care Program LOGOV $5.39
Humana MGMCRHMO $5.39
Humana MGMCRPPO $5.39
Devoted Health MCR $5.39
Wellmed MGMCR $5.39
NDMS Definitive Care MGMCR $5.39
United AllPayerAppendix $5.39
BCBS MCRPPO $5.50
BCBS MCRHMO $5.50
Freedom Optimum MCR $5.50
United MCR $5.50
WellCare MCR $5.66
Sunshine State MCR $5.66
American Health Plan MCR $5.71
AvMed MGMCR $5.71
Evolutions Healthcare COMM $5.75
Evolutions TieredNetwork $5.75
Florida Complete Care MCR $5.77
Cigna Healthspring MCR $5.77
Align Senior Care MGMCR $5.77
SECUR MGMCR $5.82
Gold Kidney of Florida MCR $5.88
Centurion GVT $5.93
Clear Spring Health MCR $5.93
Aetna MCR $5.93
AvMed HMOFI $6.00
CarePlus MGMCR $6.14
Ultimate Health Plan MCR $6.20
Sunshine State Health Plan QHP $6.38
Longevity Health Plan MCR $6.47
Simply Healthcare HIX $6.74
AvMed ASOEO $7.00
Aetna ASA $7.50
Molina Healthcare HIX $8.00
United GlobalBenefitPlan $11.25
WellPath GVT $11.32
NaphCare PRISN $11.32
University MA Federal Corrections GVT $11.32
Plotkin Health COMM $12.50
Prime Health Sheriff COMM $12.50
Prime Health Sheriff WORKERSCOMP $12.50
Multiplan Primary $19.50
PPO Next PPO $21.25
PPO Next COMM $21.25
NovaNet COMM $22.50
CorVel Corporation WORKERSCOMP $25.64
Prime Health WC $26.18
Marion County Schools WC $26.99
Careworks (Rockport Community) WORKERSCOMP $26.99
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Coombs direct at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $259.96 $58.52 – $102.82
Adventhealth Lake Wales Lake Wales $224.58 $61.60 – $136.76
Adventhealth Palm Coast Parkway Palm Coast $248.45 $58.52 – $131.58
Adventhealth Tampa Tampa $224.12 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $58.27 $58.52 – $134.57
Adventhealth Port Charlotte Port Charlotte $411.14 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $112.45 $2.08 – $166.00
martin north hospital Stuart $112.45 $2.19 – $67.76

All Florida hospitals for this procedure →