Cholesterol (Lipid) Test at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,961.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,961.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.13 with Humana vs $1,765.59 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $12.13 ↓ -99%
VA Purchased Care Program LOGOV $13.39 ↓ -99%
Wellmed MGMCR $13.39 ↓ -99%
Veterans Evaluation Services MCR $13.39 ↓ -99%
NDMS Definitive Care MGMCR $13.39 ↓ -99%
Humana MGMCRHMO $13.39 ↓ -99%
Humana MGMCRPPO $13.39 ↓ -99%
Devoted Health MCR $13.39 ↓ -99%
United VACCN $13.39 ↓ -99%
United AllPayerAppendix $13.39 ↓ -99%
United MCR $13.66 ↓ -99%
BCBS MCRHMO $13.66 ↓ -99%
BCBS MCRPPO $13.66 ↓ -99%
Freedom Optimum MCR $13.66 ↓ -99%
WellCare MCR $14.06 ↓ -99%
Sunshine State MCR $14.06 ↓ -99%
American Health Plan MCR $14.19 ↓ -99%
AvMed MGMCR $14.19 ↓ -99%
Florida Complete Care MCR $14.33 ↓ -99%
Align Senior Care MGMCR $14.33 ↓ -99%
Cigna Healthspring MCR $14.33 ↓ -99%
SECUR MGMCR $14.46 ↓ -99%
Gold Kidney of Florida MCR $14.60 ↓ -99%
Aetna MCR $14.73 ↓ -99%
Clear Spring Health MCR $14.73 ↓ -99%
Centurion GVT $14.73 ↓ -99%
CarePlus MGMCR $15.26 ↓ -99%
Ultimate Health Plan MCR $15.40 ↓ -99%
Longevity Health Plan MCR $16.07 ↓ -99%
Simply Healthcare HIX $16.74 ↓ -99%
NaphCare PRISN $28.12 ↓ -99%
University MA Federal Corrections GVT $28.12 ↓ -99%
WellPath GVT $28.12 ↓ -99%
CorVel Corporation WORKERSCOMP $204.22 ↓ -90%
Prime Health WC $208.52 ↓ -89%
Marion County Schools WC $214.97 ↓ -89%
Careworks (Rockport Community) WORKERSCOMP $214.97 ↓ -89%
AvMed HIX $235.41 ↓ -88%
Simply MGMCR $302.11 ↓ -85%
United OptionsPPO $341.35 ↓ -83%
Molina Healthcare MGMCR $372.74 ↓ -81%
Humana PPO $392.35 ↓ -80%
Humana HMO $392.35 ↓ -80%
Evolutions TieredNetwork $451.21 ↓ -77%
Evolutions Healthcare COMM $451.21 ↓ -77%
AvMed HMOFI $470.82 ↓ -76%
Sunshine State Health Plan QHP $500.25 ↓ -75%
AvMed ASOEO $549.30 ↓ -72%
Aetna ASA $588.53 ↓ -70%
Molina Healthcare HIX $627.77 ↓ -68%
United GlobalBenefitPlan $882.80 ↓ -55%
Plotkin Health COMM $980.88 ↓ -50%
Prime Health Sheriff COMM $980.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $980.88 ↓ -50%
Multiplan Primary $1,530.18 ↓ -22%
PPO Next PPO $1,667.50 ↓ -15%
PPO Next COMM $1,667.50 ↓ -15%
NovaNet COMM $1,765.59 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Cholesterol (Lipid) Test at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $327.17 $12.72 – $22.35
Adventhealth Lake Wales Lake Wales $805.91 $13.39 – $29.73
Adventhealth Palm Coast Parkway Palm Coast $327.17 $12.72 – $28.60
Adventhealth Tampa Tampa $595.51 $13.39 – $29.73
AdventHealth New Smyrna Beach New Smyrna Beach $311.59 $12.72 – $29.25
Adventhealth Port Charlotte Port Charlotte $98.48 $13.39 – $24.45
cleveland clinic florida weston hospital Weston $115.70 $4.31 – $22.10
martin north hospital Stuart $115.70 $4.54 – $74.00

All Florida hospitals for this procedure →