Brain MRI (with contrast) at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $17,648.51 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
Aetna QHP $1,392.00
AvMed HIX $1,567.00
Aetna PPO $1,816.00
Aetna HMO $1,816.00
CorVel Corporation WORKERSCOMP $2,981.84
Simply MGMCR $3,019.86
Prime Health WC $3,044.62
AvMed HMOFI $3,110.00
Marion County Schools WC $3,138.78
Careworks (Rockport Community) WORKERSCOMP $3,138.78
United OptionsPPO $3,412.05
AvMed ASOEO $3,418.00
Molina Healthcare MGMCR $3,725.80
Sunshine State Health Plan QHP $5,000.41
Aetna ASA $5,882.84
Molina Healthcare HIX $6,275.03
United GlobalBenefitPlan $8,824.26
Plotkin Health COMM $9,804.73
Prime Health Sheriff COMM $9,804.73
Prime Health Sheriff WORKERSCOMP $9,804.73
Multiplan Primary $15,295.38
PPO Next PPO $16,668.04
PPO Next COMM $16,668.04
NovaNet COMM $17,648.51

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Brain MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,579.93 $346.11 – $748.98
Adventhealth Lake Wales Lake Wales $14,747.85 $364.32 – $808.79
Adventhealth Palm Coast Parkway Palm Coast $4,782.99 $346.11 – $1,018.40
Adventhealth Tampa Tampa $5,931.10 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,081.15 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $10,111.25 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,510.95 $74.29 – $2,618.00
martin north hospital Stuart $2,002.00 $66.47 – $1,540.00

All Florida hospitals for this procedure →