Reconstruction of nail bed at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$764.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,176.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$143.30 with Blue Cross vs $7,069.16 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Health Options $143.30 ↓ -81%
Blue Cross BlueSelect $143.30 ↓ -81%
Blue Cross Network Blue $172.81 ↓ -77%
Blue Cross Perferred Patient Care $178.43 ↓ -77%
Blue Cross Traditional (PPS) $178.43 ↓ -77%
Blue Cross Medicare Advantage PPO $186.00 ↓ -76%
Avmed Medicare Advantage $186.00 ↓ -76%
United Medicare Advantage $186.00 ↓ -76%
Blue Cross Medicare Advantage HMO $186.00 ↓ -76%
Miami Childrens Health Plan Medicare Advantage $186.00 ↓ -76%
Freedom Health Medicare Advantage $195.30 ↓ -74%
Careplus Medicare Advantage $195.30 ↓ -74%
Clear Spring Health All Products $200.88 ↓ -74%
Independent Living Systems Medicare Advantage $201.98 ↓ -74%
Freedom Health Managed Medicaid $221.62 ↓ -71%
AmeriHealth Managed Medicaid $228.27 ↓ -70%
Aetna Medicare Advantage PCP $230.64 ↓ -70%
Miami Childrens Health Plan Managed Medicaid $232.70 ↓ -70%
Sunshine Health Managed Medicaid $232.70 ↓ -70%
Molina Florida Kidcare $232.70 ↓ -70%
Molina Managed Medicaid $232.70 ↓ -70%
Aetna Medicare Advantage Specialist $234.36 ↓ -69%
Avmed Exchange $253.57 ↓ -67%
Avmed Select $263.32 ↓ -66%
Independent Living Systems Managed Medicaid $265.94 ↓ -65%
Multiplan All Products $279.00 ↓ -64%
Avmed Broad $282.82 ↓ -63%
Cigna Individual Family Plan Mid-Level $363.45 ↓ -52%
United All Products $369.05 ↓ -52%
Cigna Surefit Mid-Level $370.40 ↓ -52%
Cigna All Products Mid-Level $399.99 ↓ -48%
Cigna Individual Family Plan Physician $427.58 ↓ -44%
Cigna Surefit Physician $435.76 ↓ -43%
Cigna All Products Physician $470.57 ↓ -38%
Clarity Health All Products $764.40 ↑ +0%
The Legacy Companies All Products $764.40 ↑ +0%
AETNA Managed Medicaid/CHIP Behavioral Health $779.30 ↑ +2%
SUNSHINE HEALTH Managed Medicaid $779.30 ↑ +2%
Simply Managed Medicaid $779.30 ↑ +2%
AMERIHEALTH Managed Medicaid $802.68 ↑ +5%
MOLINA Florida KidCare $818.27 ↑ +7%
MOLINA Managed Medicaid $818.27 ↑ +7%
Consociate Health ALL PRODUCTS $882.00 ↑ +15%
AETNA Managed Medicaid/CHIP $935.16 ↑ +22%
Aetna All Products First Health $1,058.40 ↑ +38%
BLUE CROSS Medicare Advantage PPO $1,836.14 ↑ +140%
UNITED MEDICARE ADVANTAGE $1,836.14 ↑ +140%
Miami Childrens Health Plan MEDICARE ADVANTAGE $1,836.14 ↑ +140%
HUMANA Medicare Advantage HMO $1,836.14 ↑ +140%
BLUE CROSS Medicare Advantage HMO $1,836.14 ↑ +140%
AVMED MEDICARE ADVANTAGE $1,909.59 ↑ +150%
Careplus MEDICARE ADVANTAGE $1,927.95 ↑ +152%
Freedom Health MEDICARE ADVANTAGE $1,927.95 ↑ +152%
AETNA MEDICARE ADVANTAGE $2,154.64 ↑ +182%
Wellcare MEDICARE ADVANTAGE $2,154.64 ↑ +182%
DEVOTED HEALTH Medicare Advantage HMO $2,370.10 ↑ +210%
AVMED EXCHANGE $3,213.25 ↑ +320%
AVMED Select $5,416.63 ↑ +609%
AVMED BROAD $7,069.16 ↑ +825%
Aetna All Products Specialist not published by hospital
Aetna All Products Anesthesia not published by hospital
Aetna All Products PCP not published by hospital

Visitor-reported prices

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Reconstruction of nail bed at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $2,012.90 – $2,055.27
cleveland clinic florida weston hospital Weston $764.40 $105.19 – $2,370.10
Baptist Hospital MIAMI $2,815.80 $173.17 – $3,898.80
Bethesda Hospital East BOYNTON BEACH $2,815.80 $786.23 – $3,898.80
Baptist Health Hospital Doral SOUTH MIAMI $2,815.80 $753.77 – $3,898.80
Adventhealth Daytona Beach Daytona Beach not published $2,046.91 – $3,596.09
Adventhealth Lake Wales Lake Wales not published $2,154.64 – $4,783.30
Adventhealth Palm Coast Parkway Palm Coast not published $2,046.91 – $4,602.10

All Florida hospitals for this procedure →