Pt evaluation high complexity patient/family at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$491.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$756.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$126.19 with BLUE CROSS vs $723.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS Medicare Advantage PPO $126.19 ↓ -74%
BLUE CROSS Medicare Advantage HMO $126.19 ↓ -74%
UNITED MEDICARE ADVANTAGE $126.19 ↓ -74%
Miami Childrens Health Plan MEDICARE ADVANTAGE $126.19 ↓ -74%
HUMANA Medicare Advantage HMO $126.19 ↓ -74%
AETNA MEDICARE ADVANTAGE $126.43 ↓ -74%
Wellcare MEDICARE ADVANTAGE $126.43 ↓ -74%
CIGNA Individual Family Plan $130.98 ↓ -73%
AVMED MEDICARE ADVANTAGE $131.24 ↓ -73%
Freedom Health MEDICARE ADVANTAGE $132.50 ↓ -73%
Careplus MEDICARE ADVANTAGE $132.50 ↓ -73%
MULTIPLAN ALL PRODUCTS $132.75 ↓ -73%
Clear Spring Health ALL PRODUCTS $136.54 ↓ -72%
DEVOTED HEALTH Medicare Advantage HMO $139.07 ↓ -72%
SUNSHINE HEALTH Managed Medicaid $156.82 ↓ -68%
AETNA Managed Medicaid/CHIP Behavioral Health $156.82 ↓ -68%
Freedom Health Managed Medicaid $156.82 ↓ -68%
Simply Managed Medicaid $156.82 ↓ -68%
AMERIHEALTH Managed Medicaid $161.52 ↓ -67%
MOLINA Florida KidCare $164.66 ↓ -66%
MOLINA Managed Medicaid $164.66 ↓ -66%
Miami Childrens Health Plan Managed Medicaid $164.66 ↓ -66%
CIGNA SUREFIT $175.35 ↓ -64%
AETNA QHP $178.00 ↓ -64%
Independent Living Systems Managed Medicaid $188.18 ↓ -62%
AETNA Managed Medicaid/CHIP $188.18 ↓ -62%
AETNA All Products New Business $214.00 ↓ -56%
UNITED NHP $219.00 ↓ -55%
AVMED EXCHANGE $226.80 ↓ -54%
AVMED Select $226.80 ↓ -54%
AETNA ALL PRODUCTS $241.00 ↓ -51%
CIGNA ALL PRODUCTS $247.80 ↓ -50%
UNITED ALL PRODUCTS $262.00 ↓ -47%
UNITED International $287.00 ↓ -42%
AVMED BROAD $287.28 ↓ -42%
BLUE CROSS MBN $313.00 ↓ -36%
BLUE CROSS BSL $319.00 ↓ -35%
BMI ALL PRODUCTS $378.00 ↓ -23%
BLUE CROSS HMO $394.00 ↓ -20%
BLUE CROSS NWB $458.00 ↓ -7%
BLUE CROSS NWBI $458.00 ↓ -7%
Clarity Health ALL PRODUCTS $491.40 ↑ +0%
The Legacy Companies ALL PRODUCTS $491.40 ↑ +0%
BLUE CROSS PPO $538.00 ↑ +9%
Consociate Health ALL PRODUCTS $567.00 ↑ +15%
AETNA All Products First Health $680.40 ↑ +38%
BLUE CROSS PHS $723.00 ↑ +47%
Consociate Health Transplant not published by hospital
Independent Living Systems MEDICARE ADVANTAGE not published by hospital
HUMANA Managed Medicaid not published by hospital
AETNA NAP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt evaluation high complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART $1,612.00 $86.88 – $125.98
Adventhealth Daytona Beach Daytona Beach $384.35 $95.26 – $167.35
Adventhealth Lake Wales Lake Wales $589.05 $100.27 – $222.60
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $750.11 $100.27 – $222.60
AdventHealth New Smyrna Beach New Smyrna Beach $667.18 $95.26 – $219.04
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,109.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $845.68 not published

All Florida hospitals for this procedure →