Photosensitivity tests at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$34.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$53.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.46 with Freedom Health vs $498.14 with AVMED — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health Managed Medicaid $26.46 ↓ -23%
SUNSHINE HEALTH Managed Medicaid $26.46 ↓ -23%
AETNA Managed Medicaid/CHIP Behavioral Health $26.46 ↓ -23%
Simply Managed Medicaid $26.46 ↓ -23%
AMERIHEALTH Managed Medicaid $27.25 ↓ -21%
MOLINA Managed Medicaid $27.78 ↓ -19%
Miami Childrens Health Plan Managed Medicaid $27.78 ↓ -19%
MOLINA Florida KidCare $27.78 ↓ -19%
AETNA Managed Medicaid/CHIP $31.75 ↓ -8%
Independent Living Systems Managed Medicaid $31.75 ↓ -8%
Blue Cross Health Options $33.27 ↓ -3%
Blue Cross BlueSelect $33.27 ↓ -3%
AmeriHealth Managed Medicaid $34.44 ↓ -0%
Clarity Health All Products $34.45 ↑ +0%
The Legacy Companies All Products $34.45 ↑ +0%
Molina Managed Medicaid $35.11 ↑ +2%
Sunshine Health Managed Medicaid $35.11 ↑ +2%
Molina Florida Kidcare $35.11 ↑ +2%
Consociate Health ALL PRODUCTS $39.75 ↑ +15%
Blue Cross Network Blue $40.13 ↑ +16%
Blue Cross Perferred Patient Care $41.43 ↑ +20%
Blue Cross Traditional (PPS) $41.43 ↑ +20%
Aetna All Products First Health $47.70 ↑ +38%
Cigna Surefit Mid-Level $53.00 ↑ +54%
Cigna Individual Family Plan Physician $53.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $53.00 ↑ +54%
Cigna All Products Physician $53.00 ↑ +54%
Cigna All Products Mid-Level $53.00 ↑ +54%
Cigna Surefit Physician $53.00 ↑ +54%
Avmed Medicare Advantage $53.24 ↑ +55%
Blue Cross Medicare Advantage HMO $53.24 ↑ +55%
Blue Cross Medicare Advantage PPO $53.24 ↑ +55%
United Medicare Advantage $53.24 ↑ +55%
Miami Childrens Health Plan Medicare Advantage $53.24 ↑ +55%
Independent Living Systems Medicare Advantage $54.42 ↑ +58%
Freedom Health Medicare Advantage $55.90 ↑ +62%
Careplus Medicare Advantage $55.90 ↑ +62%
Clear Spring Health All Products $57.50 ↑ +67%
Aetna Medicare Advantage PCP $66.02 ↑ +92%
Aetna Medicare Advantage Specialist $67.08 ↑ +95%
Avmed Exchange $68.47 ↑ +99%
Avmed Select $71.10 ↑ +106%
Avmed Broad $76.37 ↑ +122%
Multiplan All Products $79.86 ↑ +132%
United All Products $91.56 ↑ +166%
BLUE CROSS Medicare Advantage PPO $129.39 ↑ +276%
Miami Childrens Health Plan MEDICARE ADVANTAGE $129.39 ↑ +276%
UNITED MEDICARE ADVANTAGE $129.39 ↑ +276%
BLUE CROSS Medicare Advantage HMO $129.39 ↑ +276%
HUMANA Medicare Advantage HMO $129.39 ↑ +276%
AVMED MEDICARE ADVANTAGE $134.56 ↑ +291%
Freedom Health MEDICARE ADVANTAGE $135.86 ↑ +294%
Careplus MEDICARE ADVANTAGE $135.86 ↑ +294%
Wellcare MEDICARE ADVANTAGE $138.94 ↑ +303%
AETNA MEDICARE ADVANTAGE $138.94 ↑ +303%
DEVOTED HEALTH Medicare Advantage HMO $152.83 ↑ +344%
AVMED EXCHANGE $226.43 ↑ +557%
AVMED Select $381.69 ↑ +1008%
AVMED BROAD $498.14 ↑ +1346%
Aetna All Products Specialist not published by hospital
Aetna All Products PCP not published by hospital
Aetna All Products Anesthesia not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Photosensitivity tests at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $50.35 – $51.41
cleveland clinic florida weston hospital Weston $34.45 $23.99 – $152.83
indian river hospital Vero Beach $34.45 $23.85 – $152.83
Adventhealth Daytona Beach Daytona Beach not published $131.99 – $231.89
Adventhealth Lake Wales Lake Wales not published $138.94 – $308.45
Adventhealth Palm Coast Parkway Palm Coast not published $131.99 – $296.76
Adventhealth Tampa Tampa not published $138.94 – $308.45
AdventHealth New Smyrna Beach New Smyrna Beach not published $131.99 – $303.51

All Florida hospitals for this procedure →