Osteochondral knee allograft at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$5,200.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,065.98 with Freedom Health vs $49,724.51 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health Managed Medicaid $1,065.98 ↓ -80%
Blue Cross Health Options $1,076.51 ↓ -79%
Blue Cross BlueSelect $1,076.51 ↓ -79%
AmeriHealth Managed Medicaid $1,097.96 ↓ -79%
Sunshine Health Managed Medicaid $1,119.28 ↓ -78%
Miami Childrens Health Plan Managed Medicaid $1,119.28 ↓ -78%
Molina Florida Kidcare $1,119.28 ↓ -78%
Molina Managed Medicaid $1,119.28 ↓ -78%
Independent Living Systems Managed Medicaid $1,279.18 ↓ -75%
Blue Cross Network Blue $1,298.15 ↓ -75%
Blue Cross Perferred Patient Care $1,340.36 ↓ -74%
Blue Cross Traditional (PPS) $1,340.36 ↓ -74%
Avmed Medicare Advantage $1,383.50 ↓ -73%
Miami Childrens Health Plan Medicare Advantage $1,383.50 ↓ -73%
Blue Cross Medicare Advantage HMO $1,383.50 ↓ -73%
Blue Cross Medicare Advantage PPO $1,383.50 ↓ -73%
United Medicare Advantage $1,383.50 ↓ -73%
Freedom Health Medicare Advantage $1,452.68 ↓ -72%
Careplus Medicare Advantage $1,452.68 ↓ -72%
Clear Spring Health All Products $1,494.18 ↓ -71%
Independent Living Systems Medicare Advantage $1,523.75 ↓ -71%
Aetna Medicare Advantage PCP $1,715.54 ↓ -67%
Aetna Medicare Advantage Specialist $1,743.21 ↓ -66%
Avmed Exchange $1,927.65 ↓ -63%
Avmed Select $2,001.79 ↓ -62%
Multiplan All Products $2,075.25 ↓ -60%
Avmed Broad $2,150.07 ↓ -59%
United All Products $2,805.62 ↓ -46%
Simply Managed Medicaid $3,587.24 ↓ -31%
AETNA Managed Medicaid/CHIP Behavioral Health $3,587.24 ↓ -31%
SUNSHINE HEALTH Managed Medicaid $3,587.24 ↓ -31%
AMERIHEALTH Managed Medicaid $3,694.86 ↓ -29%
MOLINA Managed Medicaid $3,766.60 ↓ -28%
MOLINA Florida KidCare $3,766.60 ↓ -28%
AETNA Managed Medicaid/CHIP $4,304.69 ↓ -17%
The Legacy Companies All Products $5,200.00 ↑ +0%
Clarity Health All Products $5,200.00 ↑ +0%
Consociate Health ALL PRODUCTS $6,000.00 ↑ +15%
Aetna All Products First Health $7,200.00 ↑ +38%
Cigna Individual Family Plan Physician $8,000.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $8,000.00 ↑ +54%
Cigna All Products Physician $8,000.00 ↑ +54%
Cigna All Products Mid-Level $8,000.00 ↑ +54%
Cigna Surefit Physician $8,000.00 ↑ +54%
Cigna Surefit Mid-Level $8,000.00 ↑ +54%
BLUE CROSS Medicare Advantage PPO $12,915.46 ↑ +148%
UNITED MEDICARE ADVANTAGE $12,915.46 ↑ +148%
Miami Childrens Health Plan MEDICARE ADVANTAGE $12,915.46 ↑ +148%
HUMANA Medicare Advantage HMO $12,915.46 ↑ +148%
BLUE CROSS Medicare Advantage HMO $12,915.46 ↑ +148%
AETNA MEDICARE ADVANTAGE $13,407.17 ↑ +158%
Wellcare MEDICARE ADVANTAGE $13,407.17 ↑ +158%
AVMED MEDICARE ADVANTAGE $13,432.07 ↑ +158%
Careplus MEDICARE ADVANTAGE $13,561.23 ↑ +161%
Freedom Health MEDICARE ADVANTAGE $13,561.23 ↑ +161%
DEVOTED HEALTH Medicare Advantage HMO $14,747.88 ↑ +184%
AVMED EXCHANGE $22,602.05 ↑ +335%
AVMED Select $38,100.60 ↑ +633%
AVMED BROAD $49,724.51 ↑ +856%
Aetna All Products Specialist not published by hospital
Aetna All Products Anesthesia not published by hospital
Aetna All Products PCP not published by hospital

Visitor-reported prices

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Osteochondral knee allograft at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $6,095.71 – $6,224.04
cleveland clinic florida weston hospital Weston $5,200.00 $977.86 – $14,747.88
Adventhealth Daytona Beach Daytona Beach not published $12,736.81 – $22,376.56
Adventhealth Palm Coast Parkway Palm Coast not published $12,736.81 – $28,636.36
Adventhealth Tampa Tampa not published $13,407.17 – $29,763.91
AdventHealth New Smyrna Beach New Smyrna Beach not published $12,736.81 – $29,287.95
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $5,850.29 – $5,973.45
Adventhealth Port Charlotte Port Charlotte not published $13,407.17 – $24,481.48

All Florida hospitals for this procedure →