Observation per hour at martin north hospital
200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055
$821.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,264.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.32 with AETNA vs $6,980.00 with UNITED — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MEDICARE ADVANTAGE | $34.32 | ↓ -96% |
| CIGNA | Individual Family Plan | $46.70 | ↓ -94% |
| AVMED | EXCHANGE | $49.50 | ↓ -94% |
| AVMED | Select | $49.50 | ↓ -94% |
| AVMED | BROAD | $62.70 | ↓ -92% |
| CIGNA | SUREFIT | $67.49 | ↓ -92% |
| BMI | ALL PRODUCTS | $82.50 | ↓ -90% |
| CIGNA | ALL PRODUCTS | $87.12 | ↓ -89% |
| Clarity Health | ALL PRODUCTS | $107.25 | ↓ -87% |
| The Legacy Companies | ALL PRODUCTS | $107.25 | ↓ -87% |
| AETNA | NAP | $113.52 | ↓ -86% |
| Consociate Health | ALL PRODUCTS | $123.75 | ↓ -85% |
| AETNA | All Products First Health | $148.50 | ↓ -82% |
| AETNA | Managed Medicaid/CHIP Behavioral Health | $569.08 | ↓ -31% |
| SUNSHINE HEALTH | Managed Medicaid | $569.08 | ↓ -31% |
| Simply | Managed Medicaid | $569.08 | ↓ -31% |
| Freedom Health | Managed Medicaid | $569.08 | ↓ -31% |
| AMERIHEALTH | Managed Medicaid | $586.15 | ↓ -29% |
| Miami Childrens Health Plan | Managed Medicaid | $597.53 | ↓ -27% |
| MOLINA | Managed Medicaid | $597.53 | ↓ -27% |
| MOLINA | Florida KidCare | $597.53 | ↓ -27% |
| Independent Living Systems | Managed Medicaid | $682.90 | ↓ -17% |
| AETNA | Managed Medicaid/CHIP | $682.90 | ↓ -17% |
| BLUE CROSS | MBN | $3,067.00 | ↑ +273% |
| BLUE CROSS | BSL | $3,079.00 | ↑ +275% |
| AETNA | QHP | $3,731.00 | ↑ +354% |
| BLUE CROSS | HMO | $4,450.00 | ↑ +442% |
| AETNA | All Products New Business | $4,510.00 | ↑ +449% |
| BLUE CROSS | PPO | $4,639.00 | ↑ +465% |
| BLUE CROSS | NWB | $4,794.00 | ↑ +483% |
| BLUE CROSS | NWBI | $4,794.00 | ↑ +483% |
| AETNA | ALL PRODUCTS | $5,068.00 | ↑ +517% |
| UNITED | NHP | $5,300.00 | ↑ +545% |
| BLUE CROSS | PHS | $5,797.00 | ↑ +606% |
| UNITED | ALL PRODUCTS | $6,326.00 | ↑ +670% |
| UNITED | International | $6,980.00 | ↑ +750% |
| AVMED | MEDICARE ADVANTAGE | not published by hospital | — |
| MULTIPLAN | ALL PRODUCTS | not published by hospital | — |
| UNITED | MEDICARE ADVANTAGE | not published by hospital | — |
| Freedom Health | MEDICARE ADVANTAGE | not published by hospital | — |
| Independent Living Systems | MEDICARE ADVANTAGE | not published by hospital | — |
| Careplus | MEDICARE ADVANTAGE | not published by hospital | — |
| Clear Spring Health | ALL PRODUCTS | not published by hospital | — |
| HUMANA | Medicare Advantage HMO | not published by hospital | — |
| HUMANA | Managed Medicaid | not published by hospital | — |
| Miami Childrens Health Plan | MEDICARE ADVANTAGE | not published by hospital | — |
| Wellcare | MEDICARE ADVANTAGE | not published by hospital | — |
| BLUE CROSS | Medicare Advantage PPO | not published by hospital | — |
| BLUE CROSS | Medicare Advantage HMO | not published by hospital | — |
| DEVOTED HEALTH | Medicare Advantage HMO | not published by hospital | — |
| Consociate Health | Transplant | not published by hospital | — |
Visitor-reported prices
Comments
Observation per hour at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA ST. LUCIE HOSPITAL | STUART | not published | $102.05 – $104.20 |
| Adventhealth Daytona Beach | Daytona Beach | $66.68 | not published |
| Adventhealth Lake Wales | Lake Wales | $103.44 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $58.50 | not published |
| Adventhealth Tampa | Tampa | $121.07 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $64.23 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $105.69 | not published |
| cleveland clinic florida weston hospital | Weston | $821.60 | $18.65 – $3,933.00 |