Knee arthroscopy/surgery at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$4,089.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$6,292.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$755.76 with Freedom Health vs $27,607.32 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health Managed Medicaid $755.76 ↓ -82%
Blue Cross BlueSelect $778.06 ↓ -81%
Blue Cross Health Options $778.06 ↓ -81%
AmeriHealth Managed Medicaid $778.43 ↓ -81%
Miami Childrens Health Plan Managed Medicaid $793.55 ↓ -81%
Molina Managed Medicaid $793.55 ↓ -81%
Molina Florida Kidcare $793.55 ↓ -81%
Sunshine Health Managed Medicaid $793.55 ↓ -81%
Independent Living Systems Managed Medicaid $906.91 ↓ -78%
Blue Cross Network Blue $938.24 ↓ -77%
Blue Cross Traditional (PPS) $968.76 ↓ -76%
Blue Cross Perferred Patient Care $968.76 ↓ -76%
Blue Cross Medicare Advantage PPO $972.56 ↓ -76%
Avmed Medicare Advantage $972.56 ↓ -76%
Miami Childrens Health Plan Medicare Advantage $972.56 ↓ -76%
Blue Cross Medicare Advantage HMO $972.56 ↓ -76%
United Medicare Advantage $972.56 ↓ -76%
Careplus Medicare Advantage $1,021.19 ↓ -75%
Freedom Health Medicare Advantage $1,021.19 ↓ -75%
Clear Spring Health All Products $1,050.36 ↓ -74%
Independent Living Systems Medicare Advantage $1,075.87 ↓ -74%
Aetna Medicare Advantage PCP $1,205.97 ↓ -71%
Aetna Medicare Advantage Specialist $1,225.43 ↓ -70%
Avmed Exchange $1,364.34 ↓ -67%
Avmed Select $1,416.81 ↓ -65%
Multiplan All Products $1,458.84 ↓ -64%
Avmed Broad $1,521.76 ↓ -63%
United All Products $1,985.74 ↓ -51%
AETNA Managed Medicaid/CHIP Behavioral Health $3,587.24 ↓ -12%
SUNSHINE HEALTH Managed Medicaid $3,587.24 ↓ -12%
Simply Managed Medicaid $3,587.24 ↓ -12%
AMERIHEALTH Managed Medicaid $3,694.86 ↓ -10%
MOLINA Florida KidCare $3,766.60 ↓ -8%
MOLINA Managed Medicaid $3,766.60 ↓ -8%
The Legacy Companies All Products $4,089.80 ↑ +0%
Clarity Health All Products $4,089.80 ↑ +0%
AETNA Managed Medicaid/CHIP $4,304.69 ↑ +5%
Consociate Health ALL PRODUCTS $4,719.00 ↑ +15%
Aetna All Products First Health $5,662.80 ↑ +38%
Cigna All Products Physician $6,292.00 ↑ +54%
Cigna All Products Mid-Level $6,292.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $6,292.00 ↑ +54%
Cigna Individual Family Plan Physician $6,292.00 ↑ +54%
Cigna Surefit Mid-Level $6,292.00 ↑ +54%
Cigna Surefit Physician $6,292.00 ↑ +54%
BLUE CROSS Medicare Advantage HMO $7,170.73 ↑ +75%
UNITED MEDICARE ADVANTAGE $7,170.73 ↑ +75%
Miami Childrens Health Plan MEDICARE ADVANTAGE $7,170.73 ↑ +75%
BLUE CROSS Medicare Advantage PPO $7,170.73 ↑ +75%
HUMANA Medicare Advantage HMO $7,170.73 ↑ +75%
AVMED MEDICARE ADVANTAGE $7,457.56 ↑ +82%
Freedom Health MEDICARE ADVANTAGE $7,529.27 ↑ +84%
Careplus MEDICARE ADVANTAGE $7,529.27 ↑ +84%
Wellcare MEDICARE ADVANTAGE $7,577.51 ↑ +85%
AETNA MEDICARE ADVANTAGE $7,577.51 ↑ +85%
BLUE CROSS BSL $7,992.00 ↑ +95%
DEVOTED HEALTH Medicare Advantage HMO $8,335.26 ↑ +104%
AVMED EXCHANGE $12,548.78 ↑ +207%
UNITED ALL PRODUCTS $17,125.00 ↑ +319%
AVMED Select $21,153.66 ↑ +417%
AVMED BROAD $27,607.32 ↑ +575%
Aetna All Products PCP not published by hospital
Aetna All Products Specialist not published by hospital
Aetna All Products Anesthesia not published by hospital

Visitor-reported prices

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Knee arthroscopy/surgery at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $5,882.62 – $6,006.46
Adventhealth Tampa Tampa $54,655.25 $614.00 – $16,822.08
cleveland clinic florida weston hospital Weston $4,089.80 $755.76 – $8,335.26
indian river hospital Vero Beach $4,089.80 $755.76 – $8,335.26
AdventHealth Orlando Orlando $20,422.00 $7,577.51 – $20,080.41
Adventhealth Riverview Riverview $54,655.25 not published
Adventhealth Wesley Chapel Wesley Chapel $54,655.25 $7,577.51 – $16,822.08
Adventhealth Zephyrhills Zephyrhills $54,655.25 $7,577.51 – $17,573.01

All Florida hospitals for this procedure →