Insj stablj dev w/dcmprn at martin north hospital
200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055
$1,040.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,600.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$249.50 with Avmed vs $12,346.69 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Avmed | Medicare Advantage | $249.50 | ↓ -76% |
| Blue Cross | Medicare Advantage HMO | $249.50 | ↓ -76% |
| Miami Childrens Health Plan | Medicare Advantage | $249.50 | ↓ -76% |
| Blue Cross | Medicare Advantage PPO | $249.50 | ↓ -76% |
| United | Medicare Advantage | $249.50 | ↓ -76% |
| Freedom Health | Medicare Advantage | $261.98 | ↓ -75% |
| Careplus | Medicare Advantage | $261.98 | ↓ -75% |
| Clear Spring Health | All Products | $269.46 | ↓ -74% |
| Independent Living Systems | Medicare Advantage | $279.39 | ↓ -73% |
| Aetna | Medicare Advantage PCP | $309.38 | ↓ -70% |
| Aetna | Medicare Advantage Specialist | $314.37 | ↓ -70% |
| Avmed | Exchange | $356.55 | ↓ -66% |
| Avmed | Select | $370.26 | ↓ -64% |
| Multiplan | All Products | $374.25 | ↓ -64% |
| Avmed | Broad | $397.69 | ↓ -62% |
| United | All Products | $518.95 | ↓ -50% |
| The Legacy Companies | All Products | $1,040.00 | ↑ +0% |
| Clarity Health | All Products | $1,040.00 | ↑ +0% |
| Consociate Health | ALL PRODUCTS | $1,200.00 | ↑ +15% |
| Aetna | All Products First Health | $1,440.00 | ↑ +38% |
| Cigna | All Products Mid-Level | $1,600.00 | ↑ +54% |
| Cigna | Surefit Physician | $1,600.00 | ↑ +54% |
| Cigna | Surefit Mid-Level | $1,600.00 | ↑ +54% |
| Cigna | Individual Family Plan Mid-Level | $1,600.00 | ↑ +54% |
| Cigna | Individual Family Plan Physician | $1,600.00 | ↑ +54% |
| Cigna | All Products Physician | $1,600.00 | ↑ +54% |
| Freedom Health | Managed Medicaid | $10,288.91 | ↑ +889% |
| AETNA | Managed Medicaid/CHIP Behavioral Health | $10,288.91 | ↑ +889% |
| Simply | Managed Medicaid | $10,288.91 | ↑ +889% |
| SUNSHINE HEALTH | Managed Medicaid | $10,288.91 | ↑ +889% |
| AMERIHEALTH | Managed Medicaid | $10,597.58 | ↑ +919% |
| Miami Childrens Health Plan | Managed Medicaid | $10,803.36 | ↑ +939% |
| MOLINA | Florida KidCare | $10,803.36 | ↑ +939% |
| MOLINA | Managed Medicaid | $10,803.36 | ↑ +939% |
| Independent Living Systems | Managed Medicaid | $12,346.69 | ↑ +1087% |
| AETNA | Managed Medicaid/CHIP | $12,346.69 | ↑ +1087% |
| Aetna | All Products Specialist | not published by hospital | — |
| Aetna | All Products Anesthesia | not published by hospital | — |
| AmeriHealth | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| Molina | Florida Kidcare | not published by hospital | — |
| Blue Cross | Perferred Patient Care | not published by hospital | — |
| Blue Cross | Traditional (PPS) | not published by hospital | — |
| Blue Cross | Network Blue | not published by hospital | — |
| Blue Cross | BlueSelect | not published by hospital | — |
| Blue Cross | Health Options | not published by hospital | — |
| Sunshine Health | Managed Medicaid | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
Visitor-reported prices
Comments
Insj stablj dev w/dcmprn at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA ST. LUCIE HOSPITAL | STUART | not published | $5,895.62 – $6,019.74 |
| cleveland clinic florida weston hospital | Weston | $1,040.00 | $190.42 – $12,346.69 |
| Doctors Hospital | CORAL GABLES | $26,020.15 | $7,005.43 – $36,027.90 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $5,658.26 – $5,777.38 |
| indian river hospital | Vero Beach | not published | $9,774.46 – $12,346.69 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | not published | $5,743.91 – $5,864.83 |
| HCA FLORIDA JFK HOSPITAL | PALM BEACH GARDENS | not published | $5,940.97 – $6,066.04 |
| HCA FLORIDA KENDALL HOSPITAL | DORAL | not published | $6,169.39 – $6,299.27 |