Excision of umbilicus 49250 at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$2,342.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,604.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$457.41 with Blue Cross vs $13,638.24 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Health Options $457.41 ↓ -80%
Blue Cross BlueSelect $457.41 ↓ -80%
Freedom Health Managed Medicaid $462.65 ↓ -80%
AmeriHealth Managed Medicaid $476.53 ↓ -80%
Molina Managed Medicaid $485.78 ↓ -79%
Molina Florida Kidcare $485.78 ↓ -79%
Sunshine Health Managed Medicaid $485.78 ↓ -79%
Miami Childrens Health Plan Managed Medicaid $485.78 ↓ -79%
Blue Cross Network Blue $551.59 ↓ -76%
Independent Living Systems Managed Medicaid $555.18 ↓ -76%
Blue Cross Perferred Patient Care $569.53 ↓ -76%
Blue Cross Traditional (PPS) $569.53 ↓ -76%
United Medicare Advantage $630.62 ↓ -73%
Blue Cross Medicare Advantage PPO $630.62 ↓ -73%
Avmed Medicare Advantage $630.62 ↓ -73%
Blue Cross Medicare Advantage HMO $630.62 ↓ -73%
Miami Childrens Health Plan Medicare Advantage $630.62 ↓ -73%
Freedom Health Medicare Advantage $662.15 ↓ -72%
Careplus Medicare Advantage $662.15 ↓ -72%
Independent Living Systems Medicare Advantage $668.56 ↓ -71%
Clear Spring Health All Products $681.07 ↓ -71%
Aetna Medicare Advantage PCP $781.97 ↓ -67%
Aetna Medicare Advantage Specialist $794.58 ↓ -66%
Avmed Exchange $846.25 ↓ -64%
Avmed Select $878.80 ↓ -62%
Avmed Broad $943.89 ↓ -60%
Multiplan All Products $945.93 ↓ -60%
United All Products $1,231.68 ↓ -47%
The Legacy Companies All Products $2,342.60 ↑ +0%
Clarity Health All Products $2,342.60 ↑ +0%
AETNA Managed Medicaid/CHIP Behavioral Health $2,501.46 ↑ +7%
Simply Managed Medicaid $2,501.46 ↑ +7%
SUNSHINE HEALTH Managed Medicaid $2,501.46 ↑ +7%
AMERIHEALTH Managed Medicaid $2,576.50 ↑ +10%
MOLINA Managed Medicaid $2,626.53 ↑ +12%
MOLINA Florida KidCare $2,626.53 ↑ +12%
Consociate Health ALL PRODUCTS $2,703.00 ↑ +15%
AETNA Managed Medicaid/CHIP $3,001.75 ↑ +28%
Aetna All Products First Health $3,243.60 ↑ +38%
BLUE CROSS Medicare Advantage HMO $3,542.40 ↑ +51%
UNITED MEDICARE ADVANTAGE $3,542.40 ↑ +51%
HUMANA Medicare Advantage HMO $3,542.40 ↑ +51%
BLUE CROSS Medicare Advantage PPO $3,542.40 ↑ +51%
Miami Childrens Health Plan MEDICARE ADVANTAGE $3,542.40 ↑ +51%
Cigna Individual Family Plan Physician $3,604.00 ↑ +54%
Cigna Surefit Mid-Level $3,604.00 ↑ +54%
Cigna Surefit Physician $3,604.00 ↑ +54%
Cigna All Products Mid-Level $3,604.00 ↑ +54%
Cigna All Products Physician $3,604.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $3,604.00 ↑ +54%
AVMED MEDICARE ADVANTAGE $3,684.10 ↑ +57%
Freedom Health MEDICARE ADVANTAGE $3,719.52 ↑ +59%
Careplus MEDICARE ADVANTAGE $3,719.52 ↑ +59%
AETNA MEDICARE ADVANTAGE $3,738.94 ↑ +60%
Wellcare MEDICARE ADVANTAGE $3,738.94 ↑ +60%
DEVOTED HEALTH Medicare Advantage HMO $4,112.83 ↑ +76%
AVMED EXCHANGE $6,199.20 ↑ +165%
AVMED Select $10,450.08 ↑ +346%
AVMED BROAD $13,638.24 ↑ +482%
Aetna All Products PCP not published by hospital
Aetna All Products Specialist not published by hospital
Aetna All Products Anesthesia not published by hospital

Visitor-reported prices

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Excision of umbilicus 49250 at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $5,463.43 – $5,578.45
cleveland clinic florida weston hospital Weston $2,342.60 $353.93 – $4,112.83
indian river hospital Vero Beach $2,342.60 $353.93 – $4,112.83
Adventhealth Daytona Beach Daytona Beach not published $3,551.99 – $6,240.29
Adventhealth Lake Wales Lake Wales not published $3,738.94 – $8,300.44
Adventhealth Palm Coast Parkway Palm Coast not published $3,551.99 – $7,986.00
Adventhealth Tampa Tampa not published $758.00 – $8,300.44
AdventHealth New Smyrna Beach New Smyrna Beach not published $3,551.99 – $8,167.71

All Florida hospitals for this procedure →