Diathermy eg microwave at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.28 with AETNA vs $22.69 with Independent Living Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA QHP $9.28
BLUE CROSS Medicare Advantage PPO $9.28
BLUE CROSS Medicare Advantage HMO $9.28
HUMANA Medicare Advantage HMO $9.28
UNITED MEDICARE ADVANTAGE $9.28
Miami Childrens Health Plan MEDICARE ADVANTAGE $9.28
AETNA ALL PRODUCTS $9.63
AETNA MEDICARE ADVANTAGE $9.63
AETNA NAP $9.63
Wellcare MEDICARE ADVANTAGE $9.63
AVMED MEDICARE ADVANTAGE $9.65
Freedom Health MEDICARE ADVANTAGE $9.74
Careplus MEDICARE ADVANTAGE $9.74
MULTIPLAN ALL PRODUCTS $10.11
CIGNA Individual Family Plan $10.20
Clear Spring Health ALL PRODUCTS $10.40
DEVOTED HEALTH Medicare Advantage HMO $10.59
CIGNA SUREFIT $13.49
AETNA All Products New Business $13.90
CIGNA ALL PRODUCTS $17.95
Simply Managed Medicaid $18.91
Freedom Health Managed Medicaid $18.91
AETNA Managed Medicaid/CHIP Behavioral Health $18.91
SUNSHINE HEALTH Managed Medicaid $18.91
AMERIHEALTH Managed Medicaid $19.48
MOLINA Managed Medicaid $19.86
MOLINA Florida KidCare $19.86
Miami Childrens Health Plan Managed Medicaid $19.86
AETNA Managed Medicaid/CHIP $22.69
Independent Living Systems Managed Medicaid $22.69

Visitor-reported prices

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Diathermy eg microwave at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $7.14 – $11.14
Adventhealth Daytona Beach Daytona Beach not published $7.30 – $12.82
Adventhealth Lake Wales Lake Wales not published $7.68 – $17.05
Adventhealth Tampa Tampa not published $7.68 – $17.05
AdventHealth New Smyrna Beach New Smyrna Beach not published $7.30 – $16.78
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $5.84 – $9.70
cleveland clinic florida weston hospital Weston not published $9.28 – $18.91
indian river hospital Vero Beach not published $9.28 – $18.91

All Florida hospitals for this procedure →