healthcosts.net
Colonoscopy (with biopsy) at martin north hospital
200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055
$4,407.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,780.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$190.59 with United vs $14,047.00 with BLUE CROSS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare Advantage | $190.59 | ↓ -96% |
| Avmed | Medicare Advantage | $190.59 | ↓ -96% |
| Blue Cross | Medicare Advantage PPO | $190.59 | ↓ -96% |
| Miami Childrens Health Plan | Medicare Advantage | $190.59 | ↓ -96% |
| Blue Cross | Medicare Advantage HMO | $190.59 | ↓ -96% |
| Freedom Health | Medicare Advantage | $200.12 | ↓ -95% |
| Careplus | Medicare Advantage | $200.12 | ↓ -95% |
| Blue Cross | Health Options | $205.82 | ↓ -95% |
| Blue Cross | BlueSelect | $205.82 | ↓ -95% |
| Clear Spring Health | All Products | $205.84 | ↓ -95% |
| Independent Living Systems | Medicare Advantage | $214.59 | ↓ -95% |
| Aetna | Medicare Advantage PCP | $236.33 | ↓ -95% |
| Aetna | Medicare Advantage Specialist | $240.14 | ↓ -95% |
| MULTIPLAN | ALL PRODUCTS | $244.07 | ↓ -94% |
| Blue Cross | Network Blue | $248.19 | ↓ -94% |
| Clear Spring Health | ALL PRODUCTS | $251.05 | ↓ -94% |
| Blue Cross | Traditional (PPS) | $256.27 | ↓ -94% |
| Blue Cross | Perferred Patient Care | $256.27 | ↓ -94% |
| Avmed | Exchange | $270.67 | ↓ -94% |
| Avmed | Select | $281.08 | ↓ -94% |
| Multiplan | All Products | $285.89 | ↓ -94% |
| Avmed | Broad | $301.90 | ↓ -93% |
| Freedom Health | Managed Medicaid | $327.33 | ↓ -93% |
| AmeriHealth | Managed Medicaid | $337.15 | ↓ -92% |
| Miami Childrens Health Plan | Managed Medicaid | $343.70 | ↓ -92% |
| Molina | Managed Medicaid | $343.70 | ↓ -92% |
| Molina | Florida Kidcare | $343.70 | ↓ -92% |
| Sunshine Health | Managed Medicaid | $343.70 | ↓ -92% |
| Independent Living Systems | Managed Medicaid | $392.80 | ↓ -91% |
| United | All Products | $393.95 | ↓ -91% |
| Cigna | Individual Family Plan Mid-Level | $604.75 | ↓ -86% |
| Cigna | Surefit Mid-Level | $616.33 | ↓ -86% |
| Simply | Managed Medicaid | $636.88 | ↓ -86% |
| AETNA | Managed Medicaid/CHIP Behavioral Health | $636.88 | ↓ -86% |
| SUNSHINE HEALTH | Managed Medicaid | $636.88 | ↓ -86% |
| AMERIHEALTH | Managed Medicaid | $655.99 | ↓ -85% |
| Cigna | All Products Mid-Level | $665.56 | ↓ -85% |
| MOLINA | Florida KidCare | $668.72 | ↓ -85% |
| MOLINA | Managed Medicaid | $668.72 | ↓ -85% |
| Cigna | Individual Family Plan Physician | $711.46 | ↓ -84% |
| Cigna | Surefit Physician | $725.08 | ↓ -84% |
| AETNA | Managed Medicaid/CHIP | $764.26 | ↓ -83% |
| Cigna | All Products Physician | $783.00 | ↓ -82% |
| Clarity Health | All Products | $1,017.90 | ↓ -77% |
| The Legacy Companies | All Products | $1,017.90 | ↓ -77% |
| Consociate Health | ALL PRODUCTS | $1,174.50 | ↓ -73% |
| UNITED | MEDICARE ADVANTAGE | $1,183.54 | ↓ -73% |
| BLUE CROSS | Medicare Advantage HMO | $1,183.54 | ↓ -73% |
| HUMANA | Medicare Advantage HMO | $1,183.54 | ↓ -73% |
| Miami Childrens Health Plan | MEDICARE ADVANTAGE | $1,183.54 | ↓ -73% |
| BLUE CROSS | Medicare Advantage PPO | $1,183.54 | ↓ -73% |
| AVMED | MEDICARE ADVANTAGE | $1,230.88 | ↓ -72% |
| Careplus | MEDICARE ADVANTAGE | $1,242.71 | ↓ -72% |
| Freedom Health | MEDICARE ADVANTAGE | $1,242.71 | ↓ -72% |
| Wellcare | MEDICARE ADVANTAGE | $1,249.63 | ↓ -72% |
| AETNA | MEDICARE ADVANTAGE | $1,249.63 | ↓ -72% |
| DEVOTED HEALTH | Medicare Advantage HMO | $1,374.59 | ↓ -69% |
| Aetna | All Products First Health | $1,409.40 | ↓ -68% |
| CIGNA | Individual Family Plan | $1,918.74 | ↓ -56% |
| AVMED | EXCHANGE | $2,071.19 | ↓ -53% |
| UNITED | NHP | $2,500.00 | ↓ -43% |
| CIGNA | SUREFIT | $2,773.02 | ↓ -37% |
| UNITED | ALL PRODUCTS | $2,994.00 | ↓ -32% |
| UNITED | International | $3,287.00 | ↓ -25% |
| BLUE CROSS | BSL | $3,341.00 | ↓ -24% |
| BMI | ALL PRODUCTS | $3,390.00 | ↓ -23% |
| AVMED | Select | $3,491.43 | ↓ -21% |
| CIGNA | ALL PRODUCTS | $3,579.84 | ↓ -19% |
| AETNA | QHP | $3,806.00 | ↓ -14% |
| AETNA | All Products New Business | $4,025.00 | ↓ -9% |
| The Legacy Companies | ALL PRODUCTS | $4,407.00 | ↑ +0% |
| Clarity Health | ALL PRODUCTS | $4,407.00 | ↑ +0% |
| AETNA | ALL PRODUCTS | $4,523.00 | ↑ +3% |
| AVMED | BROAD | $4,556.62 | ↑ +3% |
| BLUE CROSS | MBN | $5,736.00 | ↑ +30% |
| AETNA | All Products First Health | $6,102.00 | ↑ +38% |
| BLUE CROSS | HMO | $7,574.00 | ↑ +72% |
| BLUE CROSS | PPO | $8,450.00 | ↑ +92% |
| BLUE CROSS | NWBI | $10,615.00 | ↑ +141% |
| BLUE CROSS | NWB | $10,615.00 | ↑ +141% |
| BLUE CROSS | PHS | $14,047.00 | ↑ +219% |
| Aetna | All Products Anesthesia | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
| Aetna | All Products Specialist | not published by hospital | — |
| Independent Living Systems | MEDICARE ADVANTAGE | not published by hospital | — |
| HUMANA | Managed Medicaid | not published by hospital | — |
| AETNA | NAP | not published by hospital | — |
| Consociate Health | Transplant | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (with biopsy) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $4,407.00 | $190.59 – $5,763.00 |
| indian river hospital | Vero Beach | $1,017.90 | $190.59 – $1,374.59 |
| Baptist Hospital | MIAMI | not published | not published |
| Bethesda Hospital East | BOYNTON BEACH | not published | not published |
| Boca Raton Regional Hospital | BOCA RATON | not published | not published |
| Doctors Hospital | CORAL GABLES | not published | not published |
| Baptist Health Hospital Doral | SOUTH MIAMI | not published | not published |
| Fishermens Community Hospital | MARATHON | not published | not published |