Biopsy finger joint lining at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$949.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,460.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$247.63 with Blue Cross vs $6,184.87 with AVMED — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Health Options $247.63 ↓ -74%
Blue Cross BlueSelect $247.63 ↓ -74%
Freedom Health Managed Medicaid $258.90 ↓ -73%
AmeriHealth Managed Medicaid $266.67 ↓ -72%
Molina Managed Medicaid $271.85 ↓ -71%
Miami Childrens Health Plan Managed Medicaid $271.85 ↓ -71%
Molina Florida Kidcare $271.85 ↓ -71%
Sunshine Health Managed Medicaid $271.85 ↓ -71%
Blue Cross Network Blue $298.62 ↓ -69%
Blue Cross Traditional (PPS) $308.33 ↓ -68%
Blue Cross Perferred Patient Care $308.33 ↓ -68%
Independent Living Systems Managed Medicaid $310.68 ↓ -67%
United Medicare Advantage $340.31 ↓ -64%
Miami Childrens Health Plan Medicare Advantage $340.31 ↓ -64%
Blue Cross Medicare Advantage PPO $340.31 ↓ -64%
Avmed Medicare Advantage $340.31 ↓ -64%
Blue Cross Medicare Advantage HMO $340.31 ↓ -64%
Freedom Health Medicare Advantage $357.33 ↓ -62%
Careplus Medicare Advantage $357.33 ↓ -62%
Independent Living Systems Medicare Advantage $362.04 ↓ -62%
Clear Spring Health All Products $367.53 ↓ -61%
Aetna Medicare Advantage PCP $421.98 ↓ -56%
Aetna Medicare Advantage Specialist $428.79 ↓ -55%
Avmed Exchange $457.30 ↓ -52%
Avmed Select $474.89 ↓ -50%
Avmed Broad $510.07 ↓ -46%
Multiplan All Products $510.47 ↓ -46%
United All Products $665.58 ↓ -30%
AETNA Managed Medicaid/CHIP Behavioral Health $858.15 ↓ -10%
Simply Managed Medicaid $858.15 ↓ -10%
SUNSHINE HEALTH Managed Medicaid $858.15 ↓ -10%
AMERIHEALTH Managed Medicaid $883.89 ↓ -7%
MOLINA Florida KidCare $901.06 ↓ -5%
MOLINA Managed Medicaid $901.06 ↓ -5%
The Legacy Companies All Products $949.00 ↑ +0%
Clarity Health All Products $949.00 ↑ +0%
AETNA Managed Medicaid/CHIP $1,029.78 ↑ +9%
Consociate Health ALL PRODUCTS $1,095.00 ↑ +15%
Aetna All Products First Health $1,314.00 ↑ +38%
Cigna All Products Physician $1,460.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $1,460.00 ↑ +54%
Cigna Individual Family Plan Physician $1,460.00 ↑ +54%
Cigna Surefit Mid-Level $1,460.00 ↑ +54%
Cigna Surefit Physician $1,460.00 ↑ +54%
Cigna All Products Mid-Level $1,460.00 ↑ +54%
BLUE CROSS Medicare Advantage HMO $1,606.46 ↑ +69%
BLUE CROSS Medicare Advantage PPO $1,606.46 ↑ +69%
HUMANA Medicare Advantage HMO $1,606.46 ↑ +69%
Miami Childrens Health Plan MEDICARE ADVANTAGE $1,606.46 ↑ +69%
UNITED MEDICARE ADVANTAGE $1,606.46 ↑ +69%
AVMED MEDICARE ADVANTAGE $1,670.72 ↑ +76%
AETNA MEDICARE ADVANTAGE $1,679.19 ↑ +77%
Wellcare MEDICARE ADVANTAGE $1,679.19 ↑ +77%
Freedom Health MEDICARE ADVANTAGE $1,686.78 ↑ +78%
Careplus MEDICARE ADVANTAGE $1,686.78 ↑ +78%
DEVOTED HEALTH Medicare Advantage HMO $1,847.11 ↑ +95%
AVMED EXCHANGE $2,811.30 ↑ +196%
AVMED Select $4,739.06 ↑ +399%
AVMED BROAD $6,184.87 ↑ +552%
Aetna All Products PCP not published by hospital
Aetna All Products Specialist not published by hospital
Aetna All Products Anesthesia not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy finger joint lining at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $3,121.39 – $3,187.10
cleveland clinic florida weston hospital Weston $949.00 $200.86 – $1,847.11
Adventhealth Daytona Beach Daytona Beach not published $1,595.23 – $2,802.57
Adventhealth Palm Coast Parkway Palm Coast not published $1,595.23 – $3,586.59
Adventhealth Tampa Tampa not published $401.00 – $3,727.81
AdventHealth New Smyrna Beach New Smyrna Beach not published $1,595.23 – $3,668.20
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $2,995.71 – $3,058.78
Adventhealth Port Charlotte Port Charlotte not published $1,679.19 – $3,066.20

All Florida hospitals for this procedure →