Arthro, loose body + chondro at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$423.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$651.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.85 with Freedom Health vs $12,317.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health Managed Medicaid $64.85 ↓ -85%
AmeriHealth Managed Medicaid $66.80 ↓ -84%
Sunshine Health Managed Medicaid $68.09 ↓ -84%
Molina Florida Kidcare $68.09 ↓ -84%
Molina Managed Medicaid $68.09 ↓ -84%
Miami Childrens Health Plan Managed Medicaid $68.09 ↓ -84%
Blue Cross Health Options $69.35 ↓ -84%
Blue Cross BlueSelect $69.35 ↓ -84%
Independent Living Systems Managed Medicaid $77.82 ↓ -82%
Avmed Medicare Advantage $81.24 ↓ -81%
Miami Childrens Health Plan Medicare Advantage $81.24 ↓ -81%
Blue Cross Medicare Advantage HMO $81.24 ↓ -81%
Blue Cross Medicare Advantage PPO $81.24 ↓ -81%
United Medicare Advantage $81.24 ↓ -81%
Blue Cross Network Blue $83.63 ↓ -80%
Freedom Health Medicare Advantage $85.30 ↓ -80%
Careplus Medicare Advantage $85.30 ↓ -80%
Blue Cross Perferred Patient Care $86.35 ↓ -80%
Blue Cross Traditional (PPS) $86.35 ↓ -80%
Clear Spring Health All Products $87.74 ↓ -79%
Independent Living Systems Medicare Advantage $93.80 ↓ -78%
Aetna Medicare Advantage PCP $100.74 ↓ -76%
Aetna Medicare Advantage Specialist $102.36 ↓ -76%
Avmed Exchange $119.85 ↓ -72%
Multiplan All Products $121.86 ↓ -71%
Avmed Select $124.46 ↓ -71%
Avmed Broad $133.68 ↓ -68%
United All Products $174.43 ↓ -59%
The Legacy Companies All Products $423.15 ↑ +0%
Clarity Health All Products $423.15 ↑ +0%
Consociate Health ALL PRODUCTS $488.25 ↑ +15%
UNITED ALL PRODUCTS $568.00 ↑ +34%
Aetna All Products First Health $585.90 ↑ +38%
Cigna All Products Physician $651.00 ↑ +54%
Cigna All Products Mid-Level $651.00 ↑ +54%
Cigna Surefit Physician $651.00 ↑ +54%
Cigna Surefit Mid-Level $651.00 ↑ +54%
Cigna Individual Family Plan Physician $651.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $651.00 ↑ +54%
AETNA Managed Medicaid/CHIP Behavioral Health $3,587.24 ↑ +748%
Simply Managed Medicaid $3,587.24 ↑ +748%
SUNSHINE HEALTH Managed Medicaid $3,587.24 ↑ +748%
AMERIHEALTH Managed Medicaid $3,694.86 ↑ +773%
MOLINA Florida KidCare $3,766.60 ↑ +790%
MOLINA Managed Medicaid $3,766.60 ↑ +790%
AETNA Managed Medicaid/CHIP $4,304.69 ↑ +917%
BLUE CROSS MBN $7,368.00 ↑ +1641%
BLUE CROSS PPO $9,687.00 ↑ +2189%
BLUE CROSS NWBI $12,317.00 ↑ +2811%
Aetna All Products PCP not published by hospital
Aetna All Products Anesthesia not published by hospital
Aetna All Products Specialist not published by hospital

Visitor-reported prices

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Arthro, loose body + chondro at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $2,086.93 – $2,130.87
cleveland clinic florida weston hospital Weston $423.15 $64.85 – $4,304.69
indian river hospital Vero Beach $423.15 $64.85 – $3,945.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $2,002.90 – $2,045.07
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $2,033.23 – $2,076.03
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $2,102.98 – $2,147.25
HCA FLORIDA KENDALL HOSPITAL DORAL not published $2,183.83 – $2,229.81
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $1,863.40 – $1,961.47

All Florida hospitals for this procedure →