X-ray forearm 2 views (both sides) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$180.17 with Freedom Health vs $1,780.75 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $180.17
Optimum MGMCR $180.17
United AllPayerAppendix $182.03
Simply Healthcare Plans MGMCR $272.35
AvMed HIX $272.35
Freedom Health MGMCD $335.20
CorVel Corporation WORKERSCOMP $393.18
Molina MCR $398.05
CareWorks (Rockport) WORKERSCOMP $401.45
Prime Health WORKERSCOMP $401.45
Health Sun Health Plan MGMCR $446.24
AvMed FullyInsured $502.80
Sunshine State Health Plan QHP $534.23
AvMed Empower $544.70
AvMed Focus $544.70
AvMed Flex $544.70
AvMed Engage $544.70
AvMed Select $544.70
Molina HIX $565.65
AvMed ASOEO $586.60
Aetna ASA $628.50
Humana HMO $775.15
Humana PPO $838.00
United PPO OptionsPPO $921.80
United GlobalBenefitPlanAppendix $942.75
Plotkin Health COMM $1,047.50
AvMed JacksonFirstNetworkOON $1,047.50
Prime Health Sherriff COMM $1,047.50
Multiplan COMMPPOPRIMARYNETWORK $1,571.25
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,780.75
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray forearm 2 views (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $535.60 $5.97 – $380.00
Adventhealth Daytona Beach Daytona Beach $796.43 $86.33 – $151.68
Adventhealth Lake Wales Lake Wales $1,227.37 $77.67 – $201.75
Adventhealth Palm Coast Parkway Palm Coast $827.94 $85.22 – $194.11
Adventhealth Tampa Tampa $1,282.89 $76.59 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $579.32 $86.33 – $198.52
Adventhealth Port Charlotte Port Charlotte $1,519.42 $80.04 – $165.94
cleveland clinic florida weston hospital Weston $535.60 $6.68 – $646.00

All Florida hospitals for this procedure →