Upper Arm (Humerus) X-ray (left side) at HCA FLORIDA ST. LUCIE HOSPITAL
2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$137.53 with United vs $1,732.30 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $137.53 | — |
| Optimum | MGMCR | $175.27 | — |
| Freedom Health | MGMCR | $175.27 | — |
| AvMed | HIX | $244.56 | — |
| Simply Healthcare Plans | MGMCR | $264.94 | — |
| Freedom Health | MGMCD | $326.08 | — |
| Molina | MCR | $387.22 | — |
| CorVel Corporation | WORKERSCOMP | $409.18 | — |
| Prime Health | WORKERSCOMP | $417.80 | — |
| CareWorks (Rockport) | WORKERSCOMP | $417.80 | — |
| Health Sun Health Plan | MGMCR | $434.09 | — |
| AvMed | Empower | $509.50 | — |
| AvMed | FullyInsured | $509.50 | — |
| AvMed | Focus | $509.50 | — |
| AvMed | Flex | $509.50 | — |
| AvMed | Select | $509.50 | — |
| AvMed | Engage | $509.50 | — |
| Sunshine State Health Plan | QHP | $519.69 | — |
| Molina | HIX | $550.26 | — |
| Aetna | ASA | $611.40 | — |
| AvMed | ASOEO | $611.40 | — |
| United PPO | OptionsPPO | $872.26 | — |
| AmeriHealth Caritas | HIX | $896.72 | — |
| United | GlobalBenefitPlanAppendix | $917.10 | — |
| AvMed | JacksonFirstNetworkOON | $1,019.00 | — |
| Prime Health Sherriff | COMM | $1,019.00 | — |
| Plotkin Health | COMM | $1,019.00 | — |
| Multiplan | COMMPPOPRIMARYNETWORK | $1,528.50 | — |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $1,732.30 | — |
Visitor-reported prices
Comments
Upper Arm (Humerus) X-ray (left side) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| martin north hospital | Stuart | $535.60 | $6.48 – $380.00 |
| Adventhealth Daytona Beach | Daytona Beach | $796.43 | $86.33 – $151.68 |
| Adventhealth Lake Wales | Lake Wales | $1,335.86 | $77.67 – $201.75 |
| Adventhealth Palm Coast Parkway | Palm Coast | $827.94 | $85.22 – $194.11 |
| Adventhealth Tampa | Tampa | $1,493.37 | $76.59 – $201.75 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $585.78 | $86.33 – $198.52 |
| Adventhealth Port Charlotte | Port Charlotte | $1,555.67 | $80.04 – $165.94 |
| cleveland clinic florida weston hospital | Weston | $535.60 | $7.25 – $646.00 |