Surgical pathology level 6 gross & microscopic examination at HCA FLORIDA ST. LUCIE HOSPITAL
2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696
$146.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$146.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.56 with Optimum vs $656.15 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optimum | MGMCR | $12.56 | ↓ -91% |
| Freedom Health | MGMCR | $12.56 | ↓ -91% |
| AvMed | HIX | $18.98 | ↓ -87% |
| Simply Healthcare Plans | MGMCR | $18.98 | ↓ -87% |
| Freedom Health | MGMCD | $23.36 | ↓ -84% |
| Molina | MCR | $27.74 | ↓ -81% |
| Oscar | HIX | $27.74 | ↓ -81% |
| Health Sun Health Plan | MGMCR | $31.10 | ↓ -79% |
| Simply Healthcare | HIX | $34.31 | ↓ -77% |
| AvMed | FullyInsured | $35.04 | ↓ -76% |
| Sunshine State Health Plan | QHP | $37.23 | ↓ -75% |
| AvMed | Select | $37.96 | ↓ -74% |
| AvMed | Focus | $37.96 | ↓ -74% |
| AvMed | Flex | $37.96 | ↓ -74% |
| AvMed | Engage | $37.96 | ↓ -74% |
| AvMed | Empower | $37.96 | ↓ -74% |
| Molina | HIX | $39.42 | ↓ -73% |
| AvMed | ASOEO | $40.88 | ↓ -72% |
| Aetna | ASA | $43.80 | ↓ -70% |
| Humana | HMO | $54.02 | ↓ -63% |
| Humana | PPO | $58.40 | ↓ -60% |
| United PPO | OptionsPPO | $64.24 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $65.70 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $73.00 | ↓ -50% |
| Plotkin Health | COMM | $73.00 | ↓ -50% |
| Prime Health Sherriff | COMM | $73.00 | ↓ -50% |
| Multiplan | COMMPPOPRIMARYNETWORK | $109.50 | ↓ -25% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $124.10 | ↓ -15% |
| CorVel Corporation | WORKERSCOMP | $286.13 | ↑ +96% |
| CareWorks (Rockport) | WORKERSCOMP | $292.15 | ↑ +100% |
| Prime Health | WORKERSCOMP | $292.15 | ↑ +100% |
| United | AllPayerAppendix | $656.15 | ↑ +349% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 6 gross & microscopic examination at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| martin north hospital | Stuart | $910.65 | $99.69 – $1,205.00 |
| Adventhealth Daytona Beach | Daytona Beach | $867.45 | not published |
| Adventhealth Lake Wales | Lake Wales | $2,402.67 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,690.20 | not published |
| Adventhealth Tampa | Tampa | $2,669.63 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,650.05 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $5,967.00 | $274.61 – $656.15 |
| Adventhealth Port Charlotte | Port Charlotte | $3,231.32 | $841.35 – $1,536.31 |