St analysis behavior qualitative voice/resonance at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,076.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,076.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.80 with CorVel Corporation vs $1,764.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $98.80 ↓ -95%
Prime Health WORKERSCOMP $100.88 ↓ -95%
CareWorks (Rockport) WORKERSCOMP $100.88 ↓ -95%
Humana TRICR $104.66 ↓ -95%
CarePlus MGMCR $110.94 ↓ -95%
Wellmed MGMCR $110.94 ↓ -95%
Veterans Evaluation Services MCR $110.94 ↓ -95%
Devoted Health MCR $110.94 ↓ -95%
United Behavioral Health VACCN $110.94 ↓ -95%
NDMS Definitive Care MGMCR $110.94 ↓ -95%
United GVT $110.94 ↓ -95%
Hospice of Treasure Coast COMM $110.94 ↓ -95%
Hospice Treasure Coast MGMCR $110.94 ↓ -95%
Hospice Treasure Coast MGMCD $110.94 ↓ -95%
HUMANA MGMCRPPO $110.94 ↓ -95%
HUMANA MGMCRHMO $110.94 ↓ -95%
BCBS MCRHMO $113.16 ↓ -95%
Ultimate Health Plan MCR $113.16 ↓ -95%
United MCR $113.16 ↓ -95%
BCBS MCRPPO $113.16 ↓ -95%
Aetna MCR $114.27 ↓ -94%
Sunshine State MCR $116.49 ↓ -94%
Prominence HealthFirst MCRHMO $116.49 ↓ -94%
American Health Plan MCR $117.60 ↓ -94%
Florida Complete Care MCR $118.71 ↓ -94%
Cigna Healthspring MCR $118.71 ↓ -94%
Centurion GVT $122.03 ↓ -94%
Sunshine State MCD $122.03 ↓ -94%
Longevity Health Plan MCR $133.13 ↓ -94%
AmeriHealth Caritas MGMCR $133.13 ↓ -94%
Solis Health Plan MCR $160.86 ↓ -92%
Freedom Health MGMCR $178.54 ↓ -91%
Optimum MGMCR $178.54 ↓ -91%
AvMed HIX $269.88 ↓ -87%
Simply Healthcare Plans MGMCR $269.88 ↓ -87%
Freedom Health MGMCD $332.16 ↓ -84%
Oscar HIX $394.44 ↓ -81%
Molina MCR $394.44 ↓ -81%
Health Sun Health Plan MGMCR $442.19 ↓ -79%
Simply Healthcare HIX $487.86 ↓ -77%
AvMed FullyInsured $498.24 ↓ -76%
Sunshine State Health Plan QHP $529.38 ↓ -75%
AvMed Focus $539.76 ↓ -74%
AvMed Empower $539.76 ↓ -74%
AvMed Engage $539.76 ↓ -74%
AvMed Flex $539.76 ↓ -74%
AvMed Select $539.76 ↓ -74%
Cigna NewBusinessNBN $545.99 ↓ -74%
Molina HIX $560.52 ↓ -73%
AvMed ASOEO $581.28 ↓ -72%
Aetna ASA $622.80 ↓ -70%
Cigna PPO $728.68 ↓ -65%
Cigna HMO $728.68 ↓ -65%
Humana HMO $768.12 ↓ -63%
Humana PPO $830.40 ↓ -60%
United PPO OptionsPPO $913.44 ↓ -56%
United GlobalBenefitPlanAppendix $934.20 ↓ -55%
Prime Health Sherriff COMM $1,038.00 ↓ -50%
AvMed JacksonFirstNetworkOON $1,038.00 ↓ -50%
Plotkin Health COMM $1,038.00 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $1,557.00 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,764.60 ↓ -15%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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St analysis behavior qualitative voice/resonance at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $499.20 $111.50 – $768.00
Adventhealth Daytona Beach Daytona Beach $348.64 $105.39 – $185.16
Adventhealth Lake Wales Lake Wales $1,046.27 $110.94 – $246.29
Adventhealth Palm Coast Parkway Palm Coast $364.61 not published
Adventhealth Tampa Tampa $689.48 $110.94 – $246.29
AdventHealth New Smyrna Beach New Smyrna Beach $262.14 $105.39 – $242.35
Adventhealth Port Charlotte Port Charlotte $904.77 not published
cleveland clinic florida weston hospital Weston $499.20 $72.11 – $768.00

All Florida hospitals for this procedure →