Special physics consult at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,481.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,481.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$471.37 with Freedom Health vs $6,000.00 with Molina — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $471.37 ↓ -91%
Optimum MGMCR $471.37 ↓ -91%
AvMed HIX $712.53 ↓ -87%
Freedom Health MGMCD $876.96 ↓ -84%
Oscar HIX $1,041.39 ↓ -81%
Simply Healthcare HIX $1,288.04 ↓ -76%
AvMed FullyInsured $1,315.44 ↓ -76%
Sunshine State Health Plan QHP $1,397.65 ↓ -75%
AvMed Select $1,425.06 ↓ -74%
AvMed Focus $1,425.06 ↓ -74%
AvMed Flex $1,425.06 ↓ -74%
AvMed Engage $1,425.06 ↓ -74%
AvMed Empower $1,425.06 ↓ -74%
Cigna NewBusinessNBN $1,441.50 ↓ -74%
Molina HIX $1,479.87 ↓ -73%
AvMed ASOEO $1,534.68 ↓ -72%
Aetna ASA $1,644.30 ↓ -70%
CorVel Corporation WORKERSCOMP $1,753.78 ↓ -68%
CareWorks (Rockport) WORKERSCOMP $1,790.70 ↓ -67%
Prime Health WORKERSCOMP $1,790.70 ↓ -67%
Cigna HMO $1,923.83 ↓ -65%
Cigna PPO $1,923.83 ↓ -65%
Humana HMO $2,027.97 ↓ -63%
Humana PPO $2,192.40 ↓ -60%
United PPO OptionsPPO $2,411.64 ↓ -56%
United GlobalBenefitPlanAppendix $2,466.45 ↓ -55%
AvMed JacksonFirstNetworkOON $2,740.50 ↓ -50%
Prime Health Sherriff COMM $2,740.50 ↓ -50%
Plotkin Health COMM $2,740.50 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $4,110.75 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $4,658.85 ↓ -15%
Molina MCR $6,000.00 ↑ +9%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Special physics consult at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $1,479.40 $74.96 – $1,131.00
Adventhealth Daytona Beach Daytona Beach $1,300.75 $133.34 – $234.26
Adventhealth Palm Coast Parkway Palm Coast $1,345.49 not published
Adventhealth Tampa Tampa $1,661.78 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,440.15 $133.34 – $306.62
Adventhealth Port Charlotte Port Charlotte $564.29 not published
cleveland clinic florida weston hospital Weston $1,479.40 $71.21 – $2,276.00
indian river hospital Vero Beach $744.25 $71.21 – $1,131.00

All Florida hospitals for this procedure →