So vest canvas/web pre ots at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.42 with Humana vs $286.14 with Solis Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $191.42
Devoted Health MCR $197.34
United Behavioral Health VACCN $197.34
United GVT $197.34
HUMANA MGMCRHMO $197.34
HUMANA MGMCRPPO $197.34
NDMS Definitive Care MGMCR $197.34
Veterans Evaluation Services MCR $197.34
Wellmed MGMCR $197.34
CarePlus MGMCR $197.34
Hospice Treasure Coast MGMCD $197.34
Hospice Treasure Coast MGMCR $197.34
Hospice of Treasure Coast COMM $197.34
BCBS MCRPPO $201.29
Ultimate Health Plan MCR $201.29
United MCR $201.29
BCBS MCRHMO $201.29
Aetna MCR $203.26
Sunshine State MCR $207.21
Prominence HealthFirst MCRHMO $207.21
American Health Plan MCR $209.18
Florida Complete Care MCR $211.15
Cigna Healthspring MCR $211.15
Sunshine State MCD $217.07
Centurion GVT $217.07
Longevity Health Plan MCR $236.81
AmeriHealth Caritas MGMCR $236.81
Solis Health Plan MCR $286.14

Visitor-reported prices

visitor-reported
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So vest canvas/web pre ots at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart not published $285.06 – $285.06
HCA FLORIDA LARGO HOSPITAL LARGO $1,142.70 $191.42 – $286.14
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $157.87 – $236.81
cleveland clinic florida weston hospital Weston not published $298.33 – $298.33
indian river hospital Vero Beach not published $357.45 – $357.45
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $191.42 – $286.14
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $187.47 – $286.14
HCA FLORIDA KENDALL HOSPITAL DORAL not published $191.42 – $414.41

All Florida hospitals for this procedure →