Rsv assay w/optic at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.05 with Humana vs $283.05 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $13.05
Hospice Treasure Coast MGMCR $13.10
HUMANA MGMCRHMO $13.10
Devoted Health MCR $13.10
Hospice Treasure Coast MGMCD $13.10
United Behavioral Health VACCN $13.10
CarePlus MGMCR $13.10
Wellmed MGMCR $13.10
Veterans Evaluation Services MCR $13.10
Hospice of Treasure Coast COMM $13.10
United AllPayerAppendix $13.10
United GVT $13.10
NDMS Definitive Care MGMCR $13.10
HUMANA MGMCRPPO $13.10
BCBS MCRHMO $13.36
BCBS MCRPPO $13.36
United MCR $13.36
Ultimate Health Plan MCR $13.36
Aetna MCR $13.49
Sunshine State MCR $13.76
Prominence HealthFirst MCRHMO $13.76
American Health Plan MCR $13.89
Florida Complete Care MCR $14.02
Cigna Healthspring MCR $14.02
Sunshine State MCD $14.41
Centurion GVT $14.41
Longevity Health Plan MCR $15.72
AmeriHealth Caritas MGMCR $15.72
Solis Health Plan MCR $18.99
Oscar HIX $25.28
Optimum MGMCR $28.64
Freedom Health MGMCR $28.64
Simply Healthcare HIX $29.61
Simply Healthcare Plans MGMCR $43.29
AvMed HIX $43.29
Freedom Health MGMCD $53.28
Molina MCR $63.27
Health Sun Health Plan MGMCR $70.93
AvMed FullyInsured $79.92
Sunshine State Health Plan QHP $84.92
AvMed Focus $86.58
AvMed Select $86.58
AvMed Empower $86.58
AvMed Engage $86.58
AvMed Flex $86.58
Molina HIX $89.91
AvMed ASOEO $93.24
Aetna ASA $99.90
CorVel Corporation WORKERSCOMP $105.05
Prime Health WORKERSCOMP $107.26
CareWorks (Rockport) WORKERSCOMP $107.26
Humana HMO $123.21
Humana PPO $133.20
United PPO OptionsPPO $146.52
United GlobalBenefitPlanAppendix $149.85
Plotkin Health COMM $166.50
Prime Health Sherriff COMM $166.50
AvMed JacksonFirstNetworkOON $166.50
Multiplan COMMPPOPRIMARYNETWORK $249.75
Multiplan COMMPPOCOMPLEMENTARYNETWORK $283.05
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Rsv assay w/optic at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $70.85 $4.23 – $54.50
Adventhealth Daytona Beach Daytona Beach $234.03 $12.44 – $21.86
Adventhealth Palm Coast Parkway Palm Coast $272.55 $12.44 – $27.98
AdventHealth New Smyrna Beach New Smyrna Beach $217.82 $12.44 – $28.62
Adventhealth Port Charlotte Port Charlotte $97.25 $13.10 – $23.92
cleveland clinic florida weston hospital Weston $70.85 $4.02 – $92.65
indian river hospital Vero Beach $70.85 $4.02 – $87.20
Baptist Hospital MIAMI $163.15 $5.16 – $161.10

All Florida hospitals for this procedure →