Pt evaluation moderate complexity patient/family at HCA FLORIDA ST. LUCIE HOSPITAL
2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696
$1,612.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,612.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$86.88 with United vs $1,370.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | GVT | $86.88 | ↓ -95% |
| Hospice of Treasure Coast | COMM | $86.88 | ↓ -95% |
| Hospice Treasure Coast | MGMCR | $86.88 | ↓ -95% |
| Hospice Treasure Coast | MGMCD | $86.88 | ↓ -95% |
| Devoted Health | MCR | $86.88 | ↓ -95% |
| NDMS Definitive Care | MGMCR | $86.88 | ↓ -95% |
| United Behavioral Health | VACCN | $86.88 | ↓ -95% |
| HUMANA | MGMCRPPO | $86.88 | ↓ -95% |
| HUMANA | MGMCRHMO | $86.88 | ↓ -95% |
| CarePlus | MGMCR | $86.88 | ↓ -95% |
| Wellmed | MGMCR | $86.88 | ↓ -95% |
| Veterans Evaluation Services | MCR | $86.88 | ↓ -95% |
| Ultimate Health Plan | MCR | $88.62 | ↓ -95% |
| United | MCR | $88.62 | ↓ -95% |
| BCBS | MCRPPO | $88.62 | ↓ -95% |
| BCBS | MCRHMO | $88.62 | ↓ -95% |
| Aetna | MCR | $89.49 | ↓ -94% |
| Sunshine State | MCR | $91.23 | ↓ -94% |
| Prominence HealthFirst | MCRHMO | $91.23 | ↓ -94% |
| American Health Plan | MCR | $92.09 | ↓ -94% |
| Florida Complete Care | MCR | $92.96 | ↓ -94% |
| Cigna Healthspring | MCR | $92.96 | ↓ -94% |
| CorVel Corporation | WORKERSCOMP | $93.10 | ↓ -94% |
| CareWorks (Rockport) | WORKERSCOMP | $95.06 | ↓ -94% |
| Prime Health | WORKERSCOMP | $95.06 | ↓ -94% |
| Centurion | GVT | $95.57 | ↓ -94% |
| Sunshine State | MCD | $95.57 | ↓ -94% |
| Humana | TRICR | $95.94 | ↓ -94% |
| AmeriHealth Caritas | MGMCR | $104.26 | ↓ -94% |
| Longevity Health Plan | MCR | $104.26 | ↓ -94% |
| Solis Health Plan | MCR | $125.98 | ↓ -92% |
| Freedom Health | MGMCR | $138.63 | ↓ -91% |
| Optimum | MGMCR | $138.63 | ↓ -91% |
| AvMed | HIX | $209.56 | ↓ -87% |
| Simply Healthcare Plans | MGMCR | $209.56 | ↓ -87% |
| Freedom Health | MGMCD | $257.92 | ↓ -84% |
| Oscar | HIX | $306.28 | ↓ -81% |
| Molina | MCR | $306.28 | ↓ -81% |
| Health Sun Health Plan | MGMCR | $343.36 | ↓ -79% |
| Simply Healthcare | HIX | $378.82 | ↓ -77% |
| AvMed | FullyInsured | $386.88 | ↓ -76% |
| Sunshine State Health Plan | QHP | $411.06 | ↓ -75% |
| AvMed | Select | $419.12 | ↓ -74% |
| AvMed | Flex | $419.12 | ↓ -74% |
| AvMed | Focus | $419.12 | ↓ -74% |
| AvMed | Empower | $419.12 | ↓ -74% |
| AvMed | Engage | $419.12 | ↓ -74% |
| Cigna | NewBusinessNBN | $423.96 | ↓ -74% |
| Molina | HIX | $435.24 | ↓ -73% |
| AvMed | ASOEO | $451.36 | ↓ -72% |
| Aetna | ASA | $483.60 | ↓ -70% |
| Cigna | PPO | $565.81 | ↓ -65% |
| Cigna | HMO | $565.81 | ↓ -65% |
| Humana | HMO | $596.44 | ↓ -63% |
| Humana | PPO | $644.80 | ↓ -60% |
| United PPO | OptionsPPO | $709.28 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $725.40 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $806.00 | ↓ -50% |
| Plotkin Health | COMM | $806.00 | ↓ -50% |
| Prime Health Sherriff | COMM | $806.00 | ↓ -50% |
| Multiplan | COMMPPOPRIMARYNETWORK | $1,209.00 | ↓ -25% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $1,370.20 | ↓ -15% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Pt evaluation moderate complexity patient/family at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| martin north hospital | Stuart | $491.40 | $126.19 – $567.00 |
| Adventhealth Daytona Beach | Daytona Beach | $384.35 | $91.20 – $160.22 |
| Adventhealth Lake Wales | Lake Wales | $589.05 | $96.00 – $213.12 |
| Adventhealth Palm Coast Parkway | Palm Coast | $448.92 | not published |
| Adventhealth Tampa | Tampa | $660.51 | $96.00 – $213.12 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $444.78 | $91.20 – $209.71 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $900.00 | $67.58 – $101.38 |
| Adventhealth Port Charlotte | Port Charlotte | $765.67 | not published |