Ot evaluation moderate complexity patient/family at HCA FLORIDA ST. LUCIE HOSPITAL
2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696
$1,792.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,792.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$89.27 with United vs $1,523.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | GVT | $89.27 | ↓ -95% |
| Hospice of Treasure Coast | COMM | $89.27 | ↓ -95% |
| Hospice Treasure Coast | MGMCR | $89.27 | ↓ -95% |
| Hospice Treasure Coast | MGMCD | $89.27 | ↓ -95% |
| Devoted Health | MCR | $89.27 | ↓ -95% |
| NDMS Definitive Care | MGMCR | $89.27 | ↓ -95% |
| United Behavioral Health | VACCN | $89.27 | ↓ -95% |
| HUMANA | MGMCRPPO | $89.27 | ↓ -95% |
| HUMANA | MGMCRHMO | $89.27 | ↓ -95% |
| CarePlus | MGMCR | $89.27 | ↓ -95% |
| Wellmed | MGMCR | $89.27 | ↓ -95% |
| Veterans Evaluation Services | MCR | $89.27 | ↓ -95% |
| Ultimate Health Plan | MCR | $91.05 | ↓ -95% |
| United | MCR | $91.05 | ↓ -95% |
| BCBS | MCRPPO | $91.05 | ↓ -95% |
| BCBS | MCRHMO | $91.05 | ↓ -95% |
| Aetna | MCR | $91.95 | ↓ -95% |
| Sunshine State | MCR | $93.73 | ↓ -95% |
| Prominence HealthFirst | MCRHMO | $93.73 | ↓ -95% |
| American Health Plan | MCR | $94.62 | ↓ -95% |
| Florida Complete Care | MCR | $95.52 | ↓ -95% |
| Cigna Healthspring | MCR | $95.52 | ↓ -95% |
| Centurion | GVT | $98.19 | ↓ -95% |
| Sunshine State | MCD | $98.19 | ↓ -95% |
| Humana | TRICR | $98.45 | ↓ -95% |
| CorVel Corporation | WORKERSCOMP | $98.80 | ↓ -94% |
| CareWorks (Rockport) | WORKERSCOMP | $100.88 | ↓ -94% |
| Prime Health | WORKERSCOMP | $100.88 | ↓ -94% |
| Longevity Health Plan | MCR | $107.12 | ↓ -94% |
| AmeriHealth Caritas | MGMCR | $107.12 | ↓ -94% |
| Solis Health Plan | MCR | $129.44 | ↓ -93% |
| Freedom Health | MGMCR | $154.11 | ↓ -91% |
| Optimum | MGMCR | $154.11 | ↓ -91% |
| Simply Healthcare Plans | MGMCR | $232.96 | ↓ -87% |
| AvMed | HIX | $232.96 | ↓ -87% |
| Freedom Health | MGMCD | $286.72 | ↓ -84% |
| Molina | MCR | $340.48 | ↓ -81% |
| Oscar | HIX | $340.48 | ↓ -81% |
| Health Sun Health Plan | MGMCR | $381.70 | ↓ -79% |
| Simply Healthcare | HIX | $421.12 | ↓ -77% |
| AvMed | FullyInsured | $430.08 | ↓ -76% |
| Sunshine State Health Plan | QHP | $456.96 | ↓ -75% |
| AvMed | Select | $465.92 | ↓ -74% |
| AvMed | Flex | $465.92 | ↓ -74% |
| AvMed | Focus | $465.92 | ↓ -74% |
| AvMed | Empower | $465.92 | ↓ -74% |
| AvMed | Engage | $465.92 | ↓ -74% |
| Cigna | NewBusinessNBN | $471.30 | ↓ -74% |
| Molina | HIX | $483.84 | ↓ -73% |
| AvMed | ASOEO | $501.76 | ↓ -72% |
| Aetna | ASA | $537.60 | ↓ -70% |
| Cigna | PPO | $628.99 | ↓ -65% |
| Cigna | HMO | $628.99 | ↓ -65% |
| Humana | HMO | $663.04 | ↓ -63% |
| Humana | PPO | $716.80 | ↓ -60% |
| United PPO | OptionsPPO | $788.48 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $806.40 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $896.00 | ↓ -50% |
| Plotkin Health | COMM | $896.00 | ↓ -50% |
| Prime Health Sherriff | COMM | $896.00 | ↓ -50% |
| Multiplan | COMMPPOPRIMARYNETWORK | $1,344.00 | ↓ -25% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $1,523.20 | ↓ -15% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Ot evaluation moderate complexity patient/family at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| martin north hospital | Stuart | $547.95 | $128.99 – $632.25 |
| Adventhealth Daytona Beach | Daytona Beach | $370.06 | $93.63 – $164.50 |
| Adventhealth Lake Wales | Lake Wales | $758.39 | $98.56 – $218.80 |
| Adventhealth Palm Coast Parkway | Palm Coast | $450.35 | not published |
| Adventhealth Tampa | Tampa | $762.26 | $98.56 – $218.80 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $421.73 | $93.63 – $215.30 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $900.00 | $69.39 – $104.08 |
| Adventhealth Port Charlotte | Port Charlotte | $773.05 | not published |