Ot evaluation low complexity patient/family at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,612.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,612.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$89.27 with United vs $1,370.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United GVT $89.27 ↓ -94%
Hospice of Treasure Coast COMM $89.27 ↓ -94%
Hospice Treasure Coast MGMCR $89.27 ↓ -94%
Hospice Treasure Coast MGMCD $89.27 ↓ -94%
Devoted Health MCR $89.27 ↓ -94%
NDMS Definitive Care MGMCR $89.27 ↓ -94%
United Behavioral Health VACCN $89.27 ↓ -94%
HUMANA MGMCRPPO $89.27 ↓ -94%
HUMANA MGMCRHMO $89.27 ↓ -94%
CarePlus MGMCR $89.27 ↓ -94%
Wellmed MGMCR $89.27 ↓ -94%
Veterans Evaluation Services MCR $89.27 ↓ -94%
Ultimate Health Plan MCR $91.05 ↓ -94%
United MCR $91.05 ↓ -94%
BCBS MCRPPO $91.05 ↓ -94%
BCBS MCRHMO $91.05 ↓ -94%
Aetna MCR $91.95 ↓ -94%
Sunshine State MCR $93.73 ↓ -94%
Prominence HealthFirst MCRHMO $93.73 ↓ -94%
American Health Plan MCR $94.62 ↓ -94%
Florida Complete Care MCR $95.52 ↓ -94%
Cigna Healthspring MCR $95.52 ↓ -94%
Centurion GVT $98.19 ↓ -94%
Sunshine State MCD $98.19 ↓ -94%
Humana TRICR $98.45 ↓ -94%
CorVel Corporation WORKERSCOMP $98.80 ↓ -94%
CareWorks (Rockport) WORKERSCOMP $100.88 ↓ -94%
Prime Health WORKERSCOMP $100.88 ↓ -94%
Longevity Health Plan MCR $107.12 ↓ -93%
AmeriHealth Caritas MGMCR $107.12 ↓ -93%
Solis Health Plan MCR $129.44 ↓ -92%
Freedom Health MGMCR $138.63 ↓ -91%
Optimum MGMCR $138.63 ↓ -91%
Simply Healthcare Plans MGMCR $209.56 ↓ -87%
AvMed HIX $209.56 ↓ -87%
Freedom Health MGMCD $257.92 ↓ -84%
Molina MCR $306.28 ↓ -81%
Oscar HIX $306.28 ↓ -81%
Health Sun Health Plan MGMCR $343.36 ↓ -79%
Simply Healthcare HIX $378.82 ↓ -77%
AvMed FullyInsured $386.88 ↓ -76%
Sunshine State Health Plan QHP $411.06 ↓ -75%
AvMed Select $419.12 ↓ -74%
AvMed Flex $419.12 ↓ -74%
AvMed Focus $419.12 ↓ -74%
AvMed Empower $419.12 ↓ -74%
AvMed Engage $419.12 ↓ -74%
Cigna NewBusinessNBN $423.96 ↓ -74%
Molina HIX $435.24 ↓ -73%
AvMed ASOEO $451.36 ↓ -72%
Aetna ASA $483.60 ↓ -70%
Cigna PPO $565.81 ↓ -65%
Cigna HMO $565.81 ↓ -65%
Humana HMO $596.44 ↓ -63%
Humana PPO $644.80 ↓ -60%
United PPO OptionsPPO $709.28 ↓ -56%
United GlobalBenefitPlanAppendix $725.40 ↓ -55%
AvMed JacksonFirstNetworkOON $806.00 ↓ -50%
Plotkin Health COMM $806.00 ↓ -50%
Prime Health Sherriff COMM $806.00 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $1,209.00 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,370.20 ↓ -15%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Ot evaluation low complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $547.95 $128.99 – $632.25
Adventhealth Daytona Beach Daytona Beach $369.90 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $474.36 not published
Adventhealth Tampa Tampa $654.12 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $281.15 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $692.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $664.73 not published

All Florida hospitals for this procedure →