New Patient Office Visit (level 3) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$84.55 with CorVel Corporation vs $1,333.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $84.55
CareWorks (Rockport) WORKERSCOMP $86.33
Prime Health WORKERSCOMP $86.33
Aetna MCR $108.26
BCBS MCRHMO $108.26
Optimum MGMCR $134.93
Freedom Health MGMCR $174.41
BCBS MBN $254.18
Simply Healthcare Plans MGMCR $263.64
Aetna QHP $273.01
BCBS SBN $296.54
BCBS HMO $296.54
Oscar HIX $298.11
Aetna HMO $305.95
BCBS NWB $315.37
BCBS PPO $315.37
Freedom Health MGMCD $324.48
Health Sun Health Plan MGMCR $334.20
Simply Healthcare HIX $368.71
BCBS BSLNON-PAR $378.13
BCBS PHS $378.13
Aetna PPO $382.84
Molina MCR $385.32
Sunshine State Health Plan QHP $400.10
Molina HIX $423.63
Aetna ASA $470.70
Cigna NewBusinessNBN $533.36
United PPO OptionsPPO $690.36
United GlobalBenefitPlanAppendix $706.05
Cigna PPO $711.83
Cigna HMO $711.83
Humana HMO $750.36
AvMed JacksonFirstNetworkOON $784.50
Prime Health Sherriff COMM $784.50
Plotkin Health COMM $784.50
Humana PPO $811.20
Multiplan COMMPPOPRIMARYNETWORK $1,176.75
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,333.65

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

New Patient Office Visit (level 3) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $416.00 $36.19 – $130.50
Adventhealth Daytona Beach Daytona Beach $609.46 not published
Adventhealth Lake Wales Lake Wales $650.55 not published
Adventhealth Palm Coast Parkway Palm Coast $555.89 not published
Adventhealth Tampa Tampa $656.36 not published
AdventHealth New Smyrna Beach New Smyrna Beach $502.45 not published
Adventhealth Port Charlotte Port Charlotte $923.23 not published
cleveland clinic florida weston hospital Weston $416.00 $29.23 – $320.00

All Florida hospitals for this procedure →