Morphine 4 mg/ml injection (wrapper)|discarded drug not administered at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$18.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.24 with BCBS vs $15.30 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRHMO $1.24 ↓ -93%
Aetna MCR $1.24 ↓ -93%
Freedom Health MGMCR $1.55 ↓ -91%
Optimum MGMCR $1.55 ↓ -91%
Simply Healthcare Plans MGMCR $2.34 ↓ -87%
Freedom Health MGMCD $2.88 ↓ -84%
BCBS MBN $2.92 ↓ -84%
BCBS SBN $3.40 ↓ -81%
BCBS HMO $3.40 ↓ -81%
BCBS NWB $3.62 ↓ -80%
BCBS PPO $3.62 ↓ -80%
BCBS PHS $4.34 ↓ -76%
BCBS BSLNON-PAR $4.34 ↓ -76%
Aetna ASA $5.40 ↓ -70%
Humana TRICR $6.44 ↓ -64%
United PPO OptionsPPO $7.92 ↓ -56%
United GlobalBenefitPlanAppendix $8.10 ↓ -55%
AvMed JacksonFirstNetworkOON $9.00 ↓ -50%
Prime Health Sherriff COMM $9.00 ↓ -50%
Plotkin Health COMM $9.00 ↓ -50%
United AllPayerAppendix $11.17 ↓ -38%
Multiplan COMMPPOPRIMARYNETWORK $13.50 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $15.30 ↓ -15%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper)|discarded drug not administered at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $39.68 not published
Adventhealth Lake Wales Lake Wales $215.68 not published
Adventhealth Palm Coast Parkway Palm Coast $27.06 not published
Adventhealth Tampa Tampa $88.09 not published
AdventHealth New Smyrna Beach New Smyrna Beach $48.52 not published
Adventhealth Port Charlotte Port Charlotte $383.90 not published
HCA FLORIDA BRANDON HOSPITAL TAMPA $20.58 $6.44 – $14.56
HCA FLORIDA LEHIGH HOSPITAL LEHIGH ACRES $19.50 $6.44 – $14.56

All Florida hospitals for this procedure →